DC 6 Hour Real Estate Financing

$60.00

6 Hour Course

Course ID: A1250

Approved By: District of Columbia Real Estate Commission


Add to Cart (877) 724-6150

In this 6-hour course, real estate licensees licensees will review the basics of real estate financing, as well as learn some more advanced financing concepts and loan programs that are available.

Students will explore the federal regulations that affect real estate lending, including the updated mortgage disclosures that conform to TILA-RESPA regulations. We’ll also discuss mortgage fraud and predatory lending practices to be aware of.

We’ll also look at sources of financing for real estate purchases. Licensees will review the federal monetary system that affects lending policies, and they will learn how to counsel clients in selecting the best financing methods for their personal situation.

Next, we’ll take a look at the different loans and loan programs that are available to homebuyers. Licensees will learn to help clients navigate the process of applying for a loan, and understanding the different options available to them.

The course will also specifically cover government-financed loan programs, including FHA and VA loans. We’ll cover eligibility requirements as well as the terms and benefits of these loans.

We’ll also discuss some less common methods of financing, such as wraparound mortgages, chattel mortgages, and sale and leaseback arrangements. Last, we’ll cover financing documents that are important to understand, including deeds of trust, promissory notes, and land sale contracts.

  • Financing Regulations
    • Lending Laws [17 Activities]
      • 01. Introduction to Lending Laws (Video)
      • 02. Lending and Disclosures: Integrated Disclosures
      • 03. Lending and Disclosures: Integrated Disclosures - Part 2
      • 04. Lending and Disclosures: Integrated Disclosures - Part 3
      • 05. Lending and Disclosures: Integrated Disclosures - Part 4
      • 06. Lending and Disclosures: Truth in Lending Act
      • 07. Lending and Disclosures: Truth in Lending Act - Part 2
      • 08. Lending and Disclosures: Truth in Lending Act - Part 3
      • View Additional Activities
        • 09. Lending and Disclosures: Truth in Lending Act - Part 4
        • 10. Lending and Disclosures: The Real Estate Settlement Procedures Act
        • 11. Lending and Disclosures: The Real Estate Settlement Procedures Act - Part 2
        • 12. Lending and Disclosures: The Real Estate Settlement Procedures Act - Part 3
        • 13. Lending and Disclosures: The Real Estate Settlement Procedures Act - Part 4
        • 14. Lending and Disclosures: The Real Estate Settlement Procedures Act - Part 5
        • 15. Lending and Disclosures: Equal Credit Opportunity Act
        • 16. Fraud and Lending Practices
        • 17. Conclusion of Lending Laws [Video]
    • Incremental Quiz 1 (30 questions)
  • Types of Financing
    • Sources of Financing [6 Activities]
      • 01. Introduction to Sources of Financing (Video)
      • 02. Sources of Financing
      • 03. Down Payment Assistance Program
      • 04. Financial Markets
      • 05. Federal Monetary Control
      • 06. Conclusion (Video)
    • Loans & Loan Programs [3 Activities]
      • 01. General Concepts
      • 02. Loan Application Process
      • 03. Types of Loans
    • Government Loan Programs [5 Activities]
      • 01. Introduction to Government Loan Programs (Video)
      • 02. FHA
      • 03. VA
      • 04. Other Federal Programs
      • 05. Conclusion of Government Loan Programs (Video)
    • Other Methods of Financing [5 Activities]
      • 01. Introduction to Other Methods of Financing (Video)
      • 02. Other Mortgages
      • 03. Sale and Leaseback
      • 04. Collateral Assignments
      • 05. Conclusion to Other Methods of Financing (Video)
    • Financing Documents [4 Activities]
      • 01. Introduction to Financing Documents (Video)
      • 02. Mortgages and Deeds of Trust
      • 03. Other Financing Documents
      • 04. Conclusion of Financing Documents (Video)
    • Incremental Quiz 2 (30 questions)
  • Course Completion
    • Mandatory Questionnaire
    • Certificate of Completion

Instructor Bio


sheri wytcherley real estate atyourpaceonline
Sheri has been an online instructor for AYPO's Real Estate education classes for over 5 years and is a licensed real estate instructor across the United States.

Growing up in a military family, Sheri became very patriotic, developed an adventurous spirit, and grew passionate about helping people.

In 2005 Sheri became a principal broker and opened Oregon Ranch & Home Real Estate in order to better serve her clients. She received the honor of being ranked #5 in Southern Oregon for dollar volume sold for 2008, during one of the most challenging years the market has seen in decades.

"Common sense, integrity, and a quick wit. These are qualities I admire".