@YPOs Maine 2 Hour Integrated Mortgage Disclosures

  • 2 Hour Course
  • $25.00

Integrated mortgage disclosures are a major change to the way mortgage-related disclosures have handled for decades. The effective date of the TILA/RESPA Rule was October 3, 2015. The new Rule streamlined and combined four forms into two, making each element more easily understood, and, once its form and function are understood, providing loan applicants with a powerful, user-friendly way to assess the costs and value of a mortgage loan. Although the TILA/RESPA rule as published by the CFPB runs nearly 1900 pages, the key elements are accessible. This class is designed to familiarize you with the forms and the rules that must be followed to comply with TILA/RESPA, including a detailed review of the Loan Estimate and the Closing Disclosure. The final section of the class addresses some additional disclosures related to TILA/RESPA.

  • Course ID(s): FI691C006IT
  • Approved By: Maine Real Estate Commission

Instructor Bio

sheri wytcherley real estate atyourpaceonline

Sheri has been an online instructor for AYPO's Real Estate education classes for over 5 years and is a licensed real estate instructor across the United States.

Growing up in a military family, Sheri became very patriotic, developed an adventurous spirit, and grew passionate about helping people.

In 2005 Sheri became a principal broker and opened Oregon Ranch & Home Real Estate in order to better serve her clients. She received the honor of being ranked #5 in Southern Oregon for dollar volume sold for 2008, during one of the most challenging years the market has seen in decades.

"Common sense, integrity, and a quick wit. These are qualities I admire".