Maine Complete Broker & Associate Broker Renewal Package


21 Hour Course

Approved By: Maine Real Estate Commission

Add to Cart 8777246150

This package course provides brokers and associate brokers in Maine with a varied program of continuing education in ethics, safety when showing properties, and protecting yourself against an E&O claim, along with a presentation of the laws and practices that are part of the mandatory curriculum for license renewal.

The first of nine classes focuses on the laws and rules essential to the practice of real estate in Maine, with both discussion the laws and interactive scenarios to illustrate how they apply in the real world. Laws covered include those governing brokerage agreements, seller's, buyer's, and dual agents, and affiliated licensee â??teamsâ?. Department of Professional and Financial Regulation Rules Chapter 400 (Agency/Designated Broker Responsibilities) and Chapter 410 (Minimum Standards of Practice) are also covered.

One aspect of a designated broker's responsibility that is receiving increasing attention is safety when showing properties. The second class in this package addresses how to identify threats and some tried-and-true steps to take both before and during a showing that can enhance safety. It also looks at what insurance would be helpful if an accident or injury occurs.

Ethics are at the core of all real estate trainings. Not only does it protect the reputation of your agency and of the profession, but it also helps when earning customer loyalty and positive word of mouth (which, these days, is amplified online). This class provides a thorough grounding in the principles and concepts of ethics, why ethics matter, and the practical application of ethics through duties to customers, to the agency, and (not least of all) ethical duties to yourself, concluding with a look at ethical grey areas and everyday ethical situations.

Real estate transactions involve numerous complex and consequential calculations, where small changes in a single factor can have a major impact on the final numbers and where errors can have a terrible impact. This class provides a thorough grounding on the math concepts and calculations related to real estate, including valuation, amortization, and the effects of the numbers on loan approvals and ultimate costs.

As of October 2015, the TILA/RESPA Rule streamlines and combines the forms lenders must provide prior to a loan and at closing as well as providing tools to aid in understanding and optimizing mortgage terms. TILA/RESPA represents a major change in mortgage-related disclosures, set out in the nearly 1900 pages of the Rule published by the CFPB. This two-hour class gives you all the tools you need to help clients effectively navigate the forms and the rules, including a detailed review of the Loan Estimate and the Closing Disclosure.

Fair Housing Laws have helped to extend the benefits of homeownership more widely while expanding the pool of potential buyers and creating a more robust real estate market. This course cover the history, statutes, and application of Fair Housing Laws, as well as the other civil rights and consumer protection laws and Executive Orders that support fair housing, with a special focus on how each of these affect real estate professionals.

Class 7 of the 9 classes in this package covers Errors and Omissions (E&O) insurance. Many real estate licensees fail to protect themselves against the kind of E&O claim that can be filed against the most conscientious and careful real estate professional. This class discusses strategies to make an E&O claim less likely, what to avoid, and the kind of insurance you might need.

The contracts on which all real estate transactions are founded are also rife with pitfalls and require a broad understanding and comfort with all terms in order to ensure a successful transaction. This class illustrates the key terms, core concepts, and standard clauses and provisions that characterize all contracts, along with a deeper look at the contracts common to real estate.

The final class provides a look at the bookkeeping and economic elements of property management, including how to align expenditures with owner objectives and expectations while still honoring tenant rights. The fiduciary responsibilities that come along with property management are explored, with an emphasis on practical ways to provide your clients with the best possible and most sound financial advice and stewardship of their property.

  • Broker & Associate Broker Core
    • Core Course for Brokers & Associate Brokers II [7 Activities]
      • 01. Introduction
      • 02. Selected Laws and Rules
      • 03. Part One
      • 04. Part One (2)
      • 05. Part One (3)
      • 06. Part One (4)
      • 07. Part Two
    • Core Exam (40 questions)
  • Equality in Real Estate
    • Fair Housing [11 Activities]
      • 01. Introduction (Video)
      • 02. Introduction to Fair Housing
      • 03. Beginnings of Fair Housing (Video)
      • 04. History of Fair Housing
      • 05. Impact of Fair Housing on the RE Pro (Video)
      • 06. Impact of Fair Housing on the RE Pro
      • 07. Reaction of the RE Pro to Fair Housing Laws
      • 08. Overview of the Fair Housing Act (Video)
      • 09. Overview of the Fair Housing Act
      • 10. Other Civil Rights Laws
      • View Additional Activities
        • 11. Fair Housing-Related Presidential Executive Orders
    • Anti-Discrimination Laws [4 Activities]
      • 01. Introduction (Video)
      • 02. Fair Housing and Anti-Discrimination Statutes
      • 03. Fair Credit Reporting Act
      • 04. Conclusion (Video)
    • Equality in Real Estate Exam (20 questions)
  • Integrated Mortgage Disclosures
    • Integrated Mortgage Disclosures [6 Activities]
      • 01. Introduction (Video)
      • 02. Integrated Mortgage Disclosures
      • 03. Rules of Integrated Mortgage Disclosures
      • 04. Rules of Integrated Mortgage Disclosures - Part 2
      • 05. Additional Disclosures
      • 06. Conclusion (Video)
    • Integrated Mortgage Disclosures Exam (20 questions)
  • Real Estate Math
    • Real Estate Mathematics [9 Activities]
      • 01. Introduction (Video)
      • 02. How is Mathematics Used in Real Estate?
      • 03. General Math Concepts
      • 04. Calculations for Valuation
      • 05. Appreciation and Depreciation
      • 06. Calculations for Transactions
      • 07. Lending Calculations
      • 08. Lending Calculations - Part 2
      • 09. Conclusion (Video)
    • Real Estate Math Exam (10 questions)
  • Property Management
    • Economics of Property Management [5 Activities]
      • 01. Introduction to Economics of Property Management (Video)
      • 02. Economics of Property Management
      • 03. Expenses
      • 04. Evaluating the Owner's Objectives
      • 05. Conclusion of Economics of Property Management (Video)
    • Agency in Property Management [4 Activities]
      • 01. Introduction (Video)
      • 02. Relationship Between Property Owner and Property Manager
      • 03. Property Manager Duties and Obligations
      • 04. Conclusion (Video)
    • Property Management Exam (15 questions)
  • Contract Review
    • Basic Contract Law [8 Activities]
      • 01. Introduction (Video)
      • 02. General Knowledge of Contract Law
      • 03. Requirements for Validity
      • 04. Assignment and Novation
      • 05. When a Contract is Considered Performed or Discharged
      • 06. Breach of Contract
      • 07. Contract Clauses
      • 08. Conclusion (Video)
    • Real Estate Contracts [10 Activities]
      • 01. Introduction (Video)
      • 02. Contract Categories
      • 03. Listing Agreements
      • 04. Buyer-Broker Agreements
      • 05. Tenant Representation Agreements
      • 06. Offers/ Purchase Agreements
      • 07. Land Sales Contracts
      • 08. Leases
      • 09. Other Real Estate Contracts
      • 10. Conclusion (Video)
    • Contracts Exam (50 questions)
  • Safety in Real Estate
    • Agent Safety [12 Activities]
      • 01. Introduction (Video)
      • 02. Identifying Threats
      • 03. General Safety Considerations
      • 04. Before the Showing
      • 05. Before the Showing - Part 2
      • 06. Before the Showing - Part 3
      • 07. The Showing
      • 08. Liability and Liability Insurance
      • 09. Liability and Liability Insurance - Part 2
      • 10. Liability and Liability Insurance - Part 3
      • View Additional Activities
        • 11. Liability and Liability Insurance - Part 4
        • 12. Conclusion (Video)
    • Safety Exam (30 questions)
  • Errors & Omissions
    • Errors & Omissions [8 Activities]
      • 01. Introduction to Errors and Omissions (Video)
      • 02. Errors and Omissions
      • 03. Common Types of Problems
      • 04. Common Types of Problems - Part 2
      • 05. Common Types of Problems - Part 3
      • 06. Prevention and Mitigation (Video)
      • 07. Protection
      • 08. Conclusion of Errors and Omissions (Video)
    • Errors & Omissions Exam (30 questions)
  • Ethics
    • Ethics for Real Estate Professionals [12 Activities]
      • 01. Introduction to Ethics for Real Estate Professionals (Video)
      • 02. What is Ethics?
      • 03. Ethical Concepts and Terminology
      • 04. Why Ethics Matter (Video)
      • 05. Why Ethics Matter
      • 06. Duties of a Real Estate Agent (Video)
      • 07. Ethical Duties
      • 08. Ethical Duties – Part 2
      • 09. Ethical Duties – Part 3
      • 10. Practicing Within Area of Competence
      • View Additional Activities
        • 11. Ethical Situations (Video)
        • 12. Ethical Situations
    • Ethics Exam (30 questions)
  • Course Completion
    • Mandatory Questionnaire
    • Certificate of Completion 1
    • Certificate of Completion 2
    • Certificate of Completion 3
    • Certificate of Completion 4
    • Certificate of Completion 5
    • Certificate of Completion 6
    • Certificate of Completion 7
    • Certificate of Completion 8
    • Certificate of Completion 9

Instructor Bio

sheri wytcherley real estate atyourpaceonline
Sheri has been an online instructor for AYPO's Real Estate education classes for over 5 years and is a licensed real estate instructor across the United States.

Growing up in a military family, Sheri became very patriotic, developed an adventurous spirit, and grew passionate about helping people.

In 2005 Sheri became a principal broker and opened Oregon Ranch & Home Real Estate in order to better serve her clients. She received the honor of being ranked #5 in Southern Oregon for dollar volume sold for 2008, during one of the most challenging years the market has seen in decades.

"Common sense, integrity, and a quick wit. These are qualities I admire".