Minnesota 3.75 Hour 2021-2022 Required Module

This course is part of the total 15 hours required for license renewal for brokers and salespersons. The primary focus of this course is to provide a history of diversity in homeownership. This is done through a variety of topics, beginning with a history of American real estate. We start with the FHA underwriting guidelines, and then detail the prohibited practice of redlining. From there, we go over the creation of the suburbs, and how the suburbs have been used to segrate populations in America. Finally, we provide an overview of the history of deed restrictions, including racially restrictive covenants.

From there, we begin to cover the Fair Housing Act of 1968. As we cover the Act’s history, we include coverage of the Civil Rights Acts of 1866 and 1964. We also cover the specific classes that are protected by the Fair Housing Act, the specific prohibited acts under the legislation, and the process for enforcing the requirements of the Act.

Next, we cover the homeownership gap, both in the nation as a whole, and specifically in Minnesota. After that, we will provide information on the Mapping Prejudice Project, Just Deeds, and the Hennepin County board resolution to disavow discriminatory covenants.

After that, we go over the specific role of the real estate professional, going over the NAR Code of Ethics, several different types of implicit bias, and diversity training and resources in Minnesota. We finish the course with information on how to embrace diversity in real estate, including details on the national demographic data from the United States Census Bureau’s 2020 census, as well as the specific data for Minnesota. From there, we go over the different benefits of diversity in real estate, and the process for creating a diverse business model.

Throughout the course there will be questions for you to answer based on the section that was just covered, to test your knowledge as you go. At the end of the course is a 20-question exam that you will have 40 minutes to complete. Once you finish, you’ll be that much closer to renewing your license, all at your own pace!