AYPORealEstate.com

Missouri MLO Continuing Education

We have been approved by the Nationwide Mortgage Licensing System (NMLS) to offer you all the hours you need to renew your MLO license in one easy to use package that can be completed At Your Pace Online. Once you complete your course we will report your completion to the NMLS for you automatically.

Licensed in multiple states? Feel free to enroll into any MLO CE course to start and contact us to set up a custom education plan for the remaining states where you are licensed.

$70 TOP SELLER

Late CE MLO Package: 8 Hour SAFE Core and Missouri Law 2019 (10749 & 10756)

clock hour icon 8h course

This 8-hour Late CE package for mortgage loan originators in Missouri is designed to provide all of the mandatory education needed to renew your MLO license. This course will address a variety of topics including:

  • federal lending laws such as the SAFE Act
  • ECOA, and the TILA-RESPA Rule
  • ethics, fraud, and non-traditional mortgage loan products
  • the Missouri SAFE Act
  • Missouri Reverse Lending Statutes
  • Missouri Second Mortgage Statutes
$45

Late CE 7 Hour SAFE Core 2019 MLO Missouri (10749)

clock hour icon 7h course

This 7 hour Late CE course of instruction for mortgage loan originators in Missouri is designed to provide the mandatory Core education on mortgage lending, reverse mortgages, and the federal regulations governing MLOs. This course will address a variety of topics including:

  • federal lending laws such as the SAFE Act,
  • ECOA, and the TILA-RESPA Rule,
  • ethics, fraud, and non-traditional mortgage loan products

 

 

$45

7 Hour SAFE Core 2020 MLO CE Missouri

clock hour icon 7h course

Mortgage loan originators can fulfill their continuing education requirements for Missouri licensing with this 7 hour core series divided into Federal Law, Ethics, and Non-Traditional Mortgage lending. This course will address a variety of topics including:

  • Federal lending laws such as the SAFE Act
  • ECOA and the TILA-RESPA Rule
  • Ethics, fraud, and consumer protection
  • Non-traditional mortgage loan products
$30

1 Hour MO SAFE 2020 State Law Course

clock hour icon 1h course

This is a new course that satisfies your 1 hour state requirement from the NMLS, and it's designed to give you the quick and easy, yet informative way to complete your continuing education requirements. In it we'll walk through:

  • Definitions
  • Standards for advertising,
  • And violations that the Missouri SAFE Act provides.

Also review reverse lending and second mortgage statutes, rates & terms, and finish with relevant court case examples to round out the class.

$30

Late CE 1 Hour MO SAFE 2019 State Law Course (10756)

clock hour icon 1h course

Taking this Late CE course will satisfy the 1-hour state-specific elective requirement for licensed Missouri mortgage loan originators. This hour-long class counts toward the total 8 hours of required annual continuing education for MLOs. The course will review:

  • Missouri Revised Statutes 
  • Missouri SAFE Act and accompanying regulations
  • Missouri Reverse Lending Statutes
  • Missouri Second Mortgage Statutes

How To Renew A Missouri NMLS License

MLO Continuing Education Requirements for Missouri 

No matter which state issued your MLO license, you're subject to specific mortgage education requirements because of the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act). This legislation requires that all state-licensed MLOs take 7 hours of approved NMLS CE, in addition to Missouri specific course requirements.

You can't take just any NMLS course to reach those 8 hours, either. Your Missouri NMLS training needs to cover specific topics and you need to take your mortgage education with an NMLS-approved provider. 

For Annual CE, Missouri NMLS licensed MLOs Are required To Complete:

  • 3 hours on relevant federal regulations and law
  • 2 hours of ethics training (including training on consumer protection, fair lending issues, and fraud)
  • 2 hours on lending standards for nontraditional mortgage products
  • 1 hour of Missouri law-specific education


While the NMLS oversees the general CE requirements and helps with recordkeeping of your completed hours, it's important to know any Florida specific requirements that may apply to you. 

 

How Do I Know If I'm Required To Take My CE This Year Or Not?

Generally, if you obtained your license after 2009 but before this year, the above NMLS CE requirements apply to you. If you obtained your license this year (and assuming you completed the required pre-license education), you don't need to complete any additional mortgage education this year. 

 

Successive Year Rule

Per the SAFE Act, you cannot take the same NMLS course for two years in a row. To avoid this possible overlap, AYPORealEstate creates brand new NMLS-approved CE courses every single year to comply with this rule.

 

NMLS Late CE Courses ? Making Up Your Continuing Education

Late CE is required during the annual reinstatement period:

  • If you missed the deadline to renew your MLO license this year, and you need to make up the 8 hours of approved Late CE 
  • If you have an MLO license that?s been expired for a while, and you need to meet the NMLS continuing education requirements for the last year during which your license was active


To summarize, if you miss the deadline or you are returning to the industry, you will need 7 hours of NMLS course work, plus 1 hour of Missouri Law, all as ?Late CE? -  aside from the current year CE requirement -  to renew your MLO license. 

These hours need to come from a specifically designated NMLS ?Late CE? course. The NMLS maintains a catalog of approved courses so you can find the Late CE class you need. 

AYPORealEstate is an approved Late CE provider and can help you get your Late Continuing Education done, on time.

 

MO Mortgage Loan Originator CE Deadline

The deadline to complete CE is December 31st. 

Take note: MLOs in Missouri are prevented from applying to renew their license if they have not completed CE. Since it may take as long as seven (7) days for a course provider to report a course completion into NMLS, MLOs are strongly encouraged not to wait until the last minute to try to complete CE or they may be prevented from submitting for renewal on time.

  • At-Risk-to-Miss Renewal Deadline: If you complete your class by December 18th or later, you are at risk to miss your MO Mortgage CE deadline.
  • Guaranteed to Miss Renewal Deadline: If you complete your class by December 31st or later you are guaranteed to miss your MO Mortgage CE deadline. 


Stay on top of the NMLS continuing education requirements so CE hours never stand between you & your renewal. Contact us or enroll today to beat the deadline!