20-Hour National MLO Pre-License Course

clock hour icon20h course

Prospective mortgage loan originators can satisfy their national core requirement for pre-license education with this instructor-led course. Topics include:

  • Federal-related mortgage laws
  • Ethical practice
  • Traditional vs non-traditional mortgage products
  • Uniform state content
  • Appropriate loan origination activities

National MLO Exam Prep

The National Mortgage Loan Origination Exam Prep is a supplemental study tool created to help students pass the SAFE exam. The exam prep course is available online 24/7 and includes:

  • Unlimited access
  • Three practice exams
  • 360 sample questions
  • Content modeled after the NMLS national exam outline

California-DRE MLO Pre-License & Exam Prep Package

With this package, you're one click away from getting everything you need to become a licensed mortgage loan originator in California. This simple cost-saving solution includes:

  • The 20-Hour National MLO Pre-License Course
  • The National MLO Exam Prep study tool

California Mortgage Loan Originator Training

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NMLS-approved courses

To become a mortgage loan originator in California, your pre-license education must be approved by the Nationwide Mortgage Licensing System (NMLS). That's why we worked closely with NMLS to ensure that all of our pre-license and continuing education courses are approved and meet NMLS standards. NMLS Provider ID: 1405040

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Online Courses Mean More Convenience for You

With our online courses, you can complete your required pre-license education from the comfort of home. Our California MLO pre-license courses are 100% online and available on any laptop or desktop.

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Attentive Customer Service Available to Support You

If you have any questions throughout the MLO licensing process, our customer service team is here to help! Call us at 1-877-724-6150 or email us at contact@atyourpaceonline.com.

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Free Reporting

When you complete a course, we take care of the paperwork! All MLO pre-license courses include reporting to NMLS at no extra cost.

How Do You Get a California-DRE MLO License?

To obtain a California-DRE license, you must complete 20 hours of NMLS-approved pre-license education (PE). This license does not require any California-specific education. You must complete all 20 hours of PE before applying for your MLO license. Click here to see the exact steps needed to obtain your license.

Basic Requirements for Becoming an MLO in California

  • Must be at least 18 years old
  • Register with the Nationwide Mortgage Licensing System (NMLS) to obtain your NMLS ID number
  • Complete at least 20 hours of NMLS-approved pre-license education
  • Pass the SAFE MLO exam
  • Apply for your California MLO license
  • Obtain employer sponsorship

California-DRE MLO License Overview

There are two types of MLO licenses in California: CA-DFPI and CA-DRE.

A California-DRE license is split up into salesperson and broker license endorsements. You must be a licensed real estate professional in California to obtain an endorsement.

  • Salesperson license endorsement: for individuals who are employed by a licensed real estate broker or corporation
  • Broker license endorsement: for individuals who want to conduct mortgage loan activities either on their own or under a broker-salesperson agreement