California Mortgage Loan Originator Training

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NMLS-approved courses

To become a mortgage loan originator in California, your pre-license education must be approved by the Nationwide Mortgage Licensing System (NMLS). That's why we worked closely with NMLS to ensure that all of our pre-license and continuing education courses are approved and meet NMLS standards. NMLS Provider ID: 1405040

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Online Courses Mean More Convenience for You

With our online courses, you can complete your required pre-license education from the comfort of home. Our California MLO pre-license courses are 100% online and available on any laptop or desktop.

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Attentive Customer Service Available to Support You

If you have any questions throughout the MLO licensing process, our customer service team is here to help! Call us at 1-877-724-6150 or email us at

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Free Reporting

When you complete a course, we take care of the paperwork! All MLO pre-license courses include reporting to NMLS at no extra cost.

How Do You Get a California-DRE MLO License?

To obtain a California-DRE license, you must complete 20 hours of NMLS-approved pre-license education (PE). This license does not require any California-specific education. You must complete all 20 hours of PE before applying for your MLO license. Click here to see the exact steps needed to obtain your license.

Basic Requirements for Becoming an MLO in California

  • Must be at least 18 years old
  • Register with the Nationwide Mortgage Licensing System (NMLS) to obtain your NMLS ID number
  • Complete at least 20 hours of NMLS-approved pre-license education
  • Pass the SAFE MLO exam
  • Apply for your California MLO license
  • Obtain employer sponsorship

California-DRE MLO License Overview

There are two types of MLO licenses in California: CA-DFPI and CA-DRE.

A California-DRE license is split up into salesperson and broker license endorsements. You must be a licensed real estate professional in California to obtain an endorsement.

  • Salesperson license endorsement: for individuals who are employed by a licensed real estate broker or corporation
  • Broker license endorsement: for individuals who want to conduct mortgage loan activities either on their own or under a broker-salesperson agreement

Meet Your Instructor

Bill Gill Headshot

Bill Gill got his start in real estate lending in 1985. His "head for numbers" helped him excel in the industry, becoming a licensed mortgage loan originator in 1994. Today, Bill is responsible for loan origination across Oregon and California. He's no stranger to training team members and industry newcomers alike while working on everything from manufactured home loans to reverse mortgages. Bill enjoys educating clients and industry professionals on the intricacies of loan origination — which is why he is the perfect MLO Pre-License Subject Matter Expert for AYPORealEstate.

Start Your MLO Education Today

Whether you are looking to become a mortgage loan originator, mortgage broker, loan officer, or assume other mortgage professional duties, you have come to the right place. Our courses satisfy national pre-licensing requirements under the NMLS and are approved nationwide.