California-DFPI MLO Pre-License Package

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This online package fulfills both national and state mortgage loan originator pre-license requirements by combining the 20-hour National MLO Pre-License and 2-hour CA-DFPI SAFE courses. Topics covered include:

  • Federal-related mortgage laws
  • Ethical practice
  • Traditional vs non-traditional mortgage products
  • Uniform state content
  • Appropriate loan origination activities

National MLO Exam Prep

The National Mortgage Loan Origination Exam Prep is a supplemental study tool created to help students pass the SAFE exam. The exam prep course is available online 24/7 and includes:

  • Unlimited access
  • Three practice exams
  • 360 sample questions
  • Content modeled after the NMLS national exam outline

California-DFPI MLO Pre-License & Exam Prep Package

With this package, you're one click away from getting everything you need to become a licensed mortgage loan originator in California. This simple cost-saving solution includes:

  • The 20-Hour National MLO Pre-License Course
  • The 2-Hour California-DFPI SAFE Course
  • The National MLO Exam Prep study tool

California Mortgage Loan Originator Training

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NMLS-approved courses

To become a mortgage loan originator in California, your pre-license education must be approved by the Nationwide Mortgage Licensing System (NMLS). That's why we worked closely with NMLS to ensure that all of our pre-license and continuing education courses are approved and meet NMLS standards. NMLS Provider ID: 1405040

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Online Courses Mean More Convenience for You

With our online courses, you can complete your required pre-license education from the comfort of home. Our California MLO pre-license courses are 100% online and available on any laptop or desktop. The California-specific course is self-paced, which makes it work around your busy schedule.

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Attentive Customer Service Available to Support You

If you have any questions throughout the MLO licensing process, our customer service team is here to help! Call us at 1-877-724-6150 or email us at contact@atyourpaceonline.com.

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Free Reporting

When you complete a course, we take care of the paperwork! All MLO pre-license courses include reporting to NMLS at no extra cost.

How Do You Get a California-DFPI MLO License?

All prospective mortgage loan originators in California must take at least 20 hours of NMLS-approved pre-license education (PE). For a California-DFPI license, these 20 hours must include a minimum of two (2) hours of California-specific content. Click here to see the exact steps needed to obtain your license.

Basic Requirements for Becoming an MLO in California

  • Must be at least 18 years old
  • Register with the Nationwide Mortgage Licensing System (NMLS) to obtain your NMLS ID number
  • Complete at least 20 hours of NMLS-approved pre-license education
  • Pass the SAFE MLO exam
  • Apply for your California MLO license
  • Obtain employer sponsorship

California-DFPI MLO License Overview

There are two types of MLO licenses in California: CA-DFPI and CA-DRE.

A California-DFPI license allows you to work with mortgages that fall under the California Finance Lenders Law (CFLL) or the California Residential Mortgage Lenders Act (CRMLA).

If you are not sure which MLO license you need, get your license from whichever agency your current or future employer operates in.