This continuing education course contains content specially designed for real estate professionals in California.
At the start of the course is an overview of mathematics and how math is used in the real estate industry.
From there, the course examines lending laws, such as the TILA-RESPA Rule (Truth-in-Lending Act and the Real Estate Settlement Procedures Act) and mortgage fraud and predatory lending.
This course also explores listing agreements, sales agreements, and leases.
Finally, the course discusses foreclosure and the foreclosure process.
The content is broken up by four incremental quizzes and concludes with a 30 question final exam. These quizzes and the final exam are all intended to test the students comprehension of the material.
General Information: Consumer Service
Course Format: Text
Credit Type: Elective
Course ID(s): 5198-1048
Approved By: Department of Real Estate
- 12-Hour Consumer Service
- Real Estate Mathematics [10 Activities]
- 01. Introduction to Real Estate Mathematics
- 02. How is Mathematics Used in Real Estate?
- 03. General Math Concepts
- 04. Calculations for Valuation
- 05. Appreciation and Depreciation
- 06. Calculations for Transactions
- 07. Lending Calculations
- 08. Lending Calculations: Mortgage Loans
- 09. Conclusion of Real Estate Mathematics
- End of cluster
- Incremental Quiz #1 (9 questions)
- Lending Laws [5 Activities]
- 01. Lending and Disclosures: Integrated Disclosures
- 02. Rules of Integrated Disclosures
- 03. Rules of Integrated Mortgage Disclosures: Revisions, Corrections, and Other Rules
- 04. Additional Disclosures
- End of cluster
- Incremental Quiz #2 (5 questions)
- Lending Fraud [12 Activities]
- 01. Truth in Lending Act
- 02. TILA - Part B Credit Transactions
- 03. TILA: Regulation Z, Subpart C: Closed End Credit
- 04. TILA, Subpart C, ??226.18: Content of Disclosures
- 05. The Real Estate Settlement Procedures Act, ??2602
- 06. The Real Estate Settlement Procedures Act, ????2603 and 2604
- 07. The Real Estate Settlement Procedures Act, ??2605
- 08. The Real Estate Settlement Procedures Act, ????2606 - 2609
- View Additional Activities
- 09. The Real Estate Settlement Procedures Act, ????2610 - 2617
- 10. Lending and Disclosures: Equal Credit Opportunity Act
- 11. Fraud and Lending Practices
- End of cluster
- Incremental Quiz #3 (11 questions)
- Introduction to Listings [5 Activities]
- 01. Introduction to Listings
- 02. Listing Agreements
- 03. What is An MLS?
- 04. Conclusion of Listings
- End of cluster
- Introduction to Sales Agreements [6 Activities]
- 01. Introduction to Sale Agreements
- 02. Sales Agreements
- 03. Sales Agreement in Detail
- 04. Licensee as Principal in a Transaction
- 05. Conclusion of Sale Agreements
- End of cluster
- Leases [5 Activities]
- 01. Introduction to Leases
- 02. Leases
- 03. Common Lease Clauses
- 04. Conclusion of Leases
- End of cluster
- Foreclosure [10 Activities]
- 01. Introduction to Foreclosure
- 02. What is Foreclosure
- 03. Loan Default ?? Where Foreclosure Begins
- 04. Judicial Foreclosure
- 05. Strict Foreclosure
- 06. Foreclosure by Power of Sale
- 07. Foreclosure by Power of Sale
- 08. Alternatives and Remedies for Foreclosure
- 09. Conclusion of Foreclosure
- End of cluster
- Incremental Quiz #4 (22 questions)
- Affidavit
- State Issued ID Uploader
- Final Exam (30 questions)
- Alternate Final Exam (30 questions)
- Real Estate Mathematics [10 Activities]
- Course Completion
- Mandatory Questionnaire
- Certificate of Completion
- Continuing Education Course Verification Form
