AYPORealEstate.com

Arizona MLO Continuing Education

We have been approved by the Nationwide Mortgage Licensing System (NMLS) to offer you all the hours you need to renew your MLO license in one easy to use package that can be completed At Your Pace Online. Once you complete your course we will report your completion to the NMLS for you automatically. You can find At Your Pace Online on the NMLS approved provider list as 1 Above Ed, LLC (ID#: 1405040).

If you missed last year’s MLO license renewal deadline or have an expired license, you must take what is classified as “Late CE” in addition to satisfying the current year’s CE requirements. We are an approved Late CE provider and can help get you back into the industry. Learn more here.

Licensed in multiple states? Feel free to enroll into any MLO CE course to start and contact us to set up a custom education plan for the remaining states where you are licensed.

$79 TOP SELLER

Late CE: 8 Hour SAFE Core and Arizona Law 2023 MLO Package (15103 & 15105)

clock hour icon 8h course

This course is designed to address your 2023 Late CE needs.

This course fulfills the continuing education requirements for mortgage loan originators in Arizona. The state-specific section will review relevant sections of the Arizona Revised Statutes 6-991, with a focus on prohibited practices, definitions, licensing, and the Mortgage Recovery Fund.

The 7-hour core series is divided into multiple sections, covering topics like: 

  • Federal Mortgage Law Updates
  • Ethics, Fraud, and Consumer Protection
  • Federal legislative Acts
  • And More
$59

Late CE: 7 Hour SAFE Core 2023 MLO CE Arizona (15105)

clock hour icon 7h course

This course is designed to address your 2023 Late CE needs.

This course fulfills the continuing education requirements for mortgage loan originators in Arizona. The 7-hour core series is divided into multiple sections, covering topics like: 

  • Federal Mortgage Law Updates
  • Ethics, Fraud, and Consumer Protection
  • Federal legislative Acts
  • And More
$39

Late CE: 1 Hour AZ SAFE 2023 State Law Course (15103)

clock hour icon 1h course

This course is designed to address your 2023 Late CE needs.

Taking this course will satisfy the 1-hour state-specific elective requirement for licensed Arizona mortgage loan originators. This hour-long class counts toward the total 8 hours of required annual continuing education. The course will review relevant sections of the Arizona Revised Statutes 6-991, with a focus on prohibited practices, definitions, licensing, and the Mortgage Recovery Fund.

How To Renew Your Arizona NMLS License

MLO Continuing Education Requirements for Arizona

No matter which state issued your MLO license, you're subject to specific mortgage education requirements because of the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act). This legislation requires that all state-licensed MLOs take 8 hours of approved NMLS CE, in addition to state-specific course requirements (if any).

You can't take just any NMLS course to reach those 8 hours, either. Your NMLS training needs to cover specific topics. 

For Annual CE, Arizona NMLS licensed MLOs are required to complete:

  • 3 hours on relevant federal regulations and law
  • 2 hours of ethics training (including training on consumer protection, fair lending issues, and fraud)
  • 2 hours on lending standards for nontraditional mortgage products
  • 1 hour of Arizona state-specific education


While the NMLS oversees the general CE requirements and helps with recordkeeping of your completed hours, it's important to know any Arizona specific requirements that may apply to you.

 

How Do I Know If I'm Required To Take My CE This Year Or Not?

Generally, if you got your license after 2009 but before this year, the above NMLS CE requirements apply to you. If you got your license in 2020 (and assuming you completed the required pre-license education), you don't need to complete any additional mortgage education this year. 

 

Successive Year Rule

Per the SAFE Act, you cannot take the same NMLS course for two years in a row. To avoid this possible overlap, AYPORealEstate creates brand new NMLS-approved CE courses every single year to comply with this rule. 

 

NMLS Late CE Courses - Making Up Your Continuing Education

Late CE is required during the annual reinstatement period:

  • If you missed the deadline to renew your MLO license last year, and you need to make up the 8 hours of approved Late CE 
  • If you have an MLO license that's been expired for a while, and you need to meet the NMLS continuing education requirements for the last year during which your license was active


To summarize, if you miss your renewal deadline or you are returning to the industry, you need to take “Late CE” in addition to the current year’s CE requirement to renew your MLO license. Your Late CE training must include seven hours of NMLS course work plus one hour of Arizona Law.

These hours need to come from a specifically designated NMLS 'Late CE' course. The NMLS maintains a catalog of approved courses so you can find the Late CE class you need. 

AYPORealEstate is an approved Late CE provider and can help you get your Late Continuing Education done, on time.

 

AZ Mortgage Loan Originator CE Deadline

The deadline to complete CE is December 31. 

Take note: MLOs in Arizona are prevented from applying to renew their license if they have not completed CE. Since it may take as long as seven (7) days for a course provider to report a course completion into NMLS, MLOs are strongly encouraged not to wait until the last minute to try to complete CE or they may be prevented from submitting for renewal on time.

  • At-Risk-to-Miss Renewal Deadline: If you complete your class by December 18th or later, you are at risk to miss your AZ Mortgage CE deadline.
  • Guaranteed to Miss Renewal Deadline: If you complete your class by December 31st or later you are guaranteed to miss your AZ Mortgage CE deadline.


Stay on top of the NMLS continuing education requirements so CE hours never stand between you & your renewal. Contact us or enroll today to beat the deadline!