The Ohio 21-Hour Real Estate Elective Course will fulfill the requirement for 21 hours of elective continuing education for your Ohio Real Estate License. In this course, we'll take a serious look at the lending laws, disclosures, sources of financing, including down payment assistance, the financial markets, and federal monetary control. From there, we'll spend time discussing a variety of loans and loan programs, government loan programs, sale and leaseback, mortgages and deeds of trust, and other financing documents. Plus, we'll focus a portion on our class on the mathematics of real estate covering areas such as general math concepts, valuation calculations, appreciation and depreciation, and loan calculation. Finally we'll wrap up our studies with a look into property and other taxes, default, and foreclosure. And, we'll tie it all together with a variety of activities designed to test and enhance your real estate professional skills.
Course Format: Text
Credit Type: Elective
Course ID(s): 951600701E 26
Approved By: Division of Real Estate & Professional Licensing
- Electives
- Assessment and Taxation [4 Activities]
- 01. Assessment and Taxation of Real Property
- 02. State Taxes
- 03. Special Assessments
- 04. Other Taxation Concepts
- Lending Laws [17 Activities]
- 01. Introduction to Lending Laws (Video)
- 02. Lending and Disclosures: Integrated Disclosures
- 03. Lending and Disclosures: Integrated Disclosures - Part 2
- 04. Lending and Disclosures: Integrated Disclosures - Part 3
- 05. Lending and Disclosures: Integrated Disclosures - Part 4
- 06. Lending and Disclosures: Truth in Lending Act
- 07. Lending and Disclosures: Truth in Lending Act - Part 2
- 08. Lending and Disclosures: Truth in Lending Act - Part 3
- 09. Lending and Disclosures: Truth in Lending Act - Part 4
- 10. Lending and Disclosures: The Real Estate Settlement Procedures Act
- 11. Lending and Disclosures: The Real Estate Settlement Procedures Act - Part 2
- 12. Lending and Disclosures: The Real Estate Settlement Procedures Act - Part 3
- 13. Lending and Disclosures: The Real Estate Settlement Procedures Act - Part 4
- 14. Lending and Disclosures: The Real Estate Settlement Procedures Act - Part 5
- 15. Lending and Disclosures: Equal Credit Opportunity Act
- 16. Fraud and Lending Practices
- 17. Conclusion of Lending Laws [Video]
- Sources of Financing [6 Activities]
- 01. Introduction to Sources of Financing (Video)
- 02. Sources of Financing
- 03. Down Payment Assistance Program
- 04. Financial Markets
- 05. Federal Monetary Control
- 06. Conclusion (Video)
- Loans and Loan Programs [5 Activities]
- 01. Introduction to Loans and Loan Programs (Video)
- 02. General Concepts
- 03. Loan Application Process
- 04. Types of Loans
- 05. Conclusion to Loans and Loan Programs (Video)
- Government Loan Programs [5 Activities]
- 01. Introduction (Video)
- 02. FHA
- 03. VA
- 04. Other Federal Programs
- 05. Conclusion (Video)
- Other Methods of Financing [5 Activities]
- 01. Introduction to Other Methods of Financing (Video)
- 02. Other Mortgages
- 03. Sale and Leaseback
- 04. Collateral Assignments
- 05. Conclusion to Other Methods of Financing (Video)
- Financing Documents [3 Activities]
- 01. Introduction (Video)
- 02. Mortgages and Deeds of Trust
- 03. Other Financing Documents
- Mathematics for Real Estate [9 Activities]
- 01. Introduction to Real Estate Mathematics (Video)
- 02. How is Mathematics Used in Real Estate?
- 03. General Math Concepts
- 04. Calculations for Valuation
- 05. Appreciation and Depreciation
- 06. Calculations for Transactions
- 07. Lending Calculations
- 08. Lending Calculations - Part 2
- 09. Conclusion of Real Estate Mathematics??(Video)
- Valuation [3 Activities]
- 01. Value
- 02. Methods of Estimating Value
- 03. Appraisal Process
- Taxation [3 Activities]
- 01. Property Taxes
- 02. Other Taxes
- 03. Impact of Taxation on Financing Arrangements
- Foreclosure [6 Activities]
- 01. What is Foreclosure
- 02. Loan Default Where Foreclosure Begins
- 03. Judicial Foreclosure
- 04. Strict Foreclosure
- 05. Foreclosure by Power of Sale
- 06. Alternatives and Remedies for Foreclosure
- Real Estate Finance Basics [8 Activities]
- Collateral Assignments
- Government Loan Programs
- Government Loan Programs - Part 2
- Government Loan Programs - Part 3
- Mortgages and Deeds of Trust
- Other Financing Documents
- Other Mortgages
- Sale and Leaseback
- Assessment and Taxation [4 Activities]
- Course Completion
- Mandatory Questionnaire
- Certificate of Completion
- Guaranteed Next Business Day Reporting
