8 Hour SAFE Core and Missouri Law 2019 MLO Package

$70.00

8 Hour Course

Course ID: 10749, 10756

Approved By: NMLS


Add to Cart (877) 724-6150

The 8 hours of content in this course will fulfill all of the education needed to renew your Missouri license.

This course is broken down into 5 modules. Each module contains:

  • A section of training
  • An activity in which students will read a short scenario and then answer questions about the scenario
  • An assessment that consists of a five question quiz

The first module of the course focuses on federal laws and rules that apply to mortgage loans and mortgage loan originators. The federal regulations addressed in this portion of the course include the SAFE Act and the TILA-RESPA rule.

The second module of the course will cover ethics and consumer protection. Aside from ethics and ethical duties, this portion of the course will also talk about fraud in mortgage lending and fair lending practices.

The third module of the course will discuss non-traditional mortgage loan products like adjustable rate mortgages and reverse mortgages. Not only will this segment examine these types of mortgages, it will also look at some of the regulations governing them.

The national portion of the course will end with a 25 question exam designed to test students on concepts from across the course.

The class then looks at Missouri-specific rules and regulations, with the first module focusing on RSMo Chapter 443 and the administrative code in 20 CSR 1140-30. These cover requirements for licensing and renewals, among other topics.

The second module examines the authority of the director of the Division of Finance, and the RSMo statutes that cover both second and reverse mortgages. 

The course ends with a 15 question quiz on the state content. 

  • National - Module 1
    • BioSig Authentication - Beginning
    • Federal Law Update [12 Activities]
      • 01. Introduction to 3-Hour SAFE Federal Mortgage Law Class
      • 02. Outline of 3-Hour SAFE Federal Mortgage Law Class
      • 03. A Brief History of Mortgage Regulation
      • 04. S.A.F.E. Act
      • 05. Federal Agencies that Administer the SAFE Act
      • 06. Federal Agencies that Administer the SAFE Act, Part 2
      • 07. Federal Agencies that Administer the SAFE Act, Part 3
      • 08. Integrated Mortgage Disclosures
      • View Additional Activities
        • 09. TILA-RESPA Integrated Mortgage Disclosure (TRID)
        • 10. TILA-RESPA Integrated Mortgage Disclosure (TRID), Part 2
        • 11. Privacy of Consumer Financial Information
        • 12. End of the Class on Federal Mortgage Laws
    • Federal Law Update Case Study (1 questions)
    • Federal Law Update Quiz (5 questions)
  • National - Module 2
    • BioSig Authentication - Middle #1
    • Ethics, Consumer Protection, and Fraud [6 Activities]
      • 01. Introduction to 2-Hour SAFE Ethics, Fraud, Consumer Protection, and Fair Lending Class
      • 02. Ethics in Mortgage Lending
      • 03. Ethical Duties
      • 04. Fraud, Part 1
      • 05. Fraud, Part 2
      • 06. Consumer Protection and Fair Lending Practices
    • Ethics, Consumer Protection, and Fraud Case Study (1 questions)
    • Ethics, Consumer Protection, and Fraud Quiz (5 questions)
  • National - Module 3
    • BioSig Authentication - Middle #2
    • Nontraditional Mortgages [6 Activities]
      • 01. Introduction to 2-Hour SAFE Lending Standards for Nontraditional Mortgage Products Class
      • 02. Nontraditional Mortgage Loans
      • 03. Lending Standards for Adjustable Rate Mortgages
      • 04. Subprime and High-Cost Loans
      • 05. Reverse Mortgages
      • 06. End of 2-Hour SAFE Lending Standards for Nontraditional Mortgage Products Class
    • Nontraditional Mortgages Case Study (1 questions)
    • Nontraditional Mortgages Quiz (5 questions)
  • National - Final Exam
    • Final Exam (25 questions)
    • BioSig Authentication - End
  • Missouri - Module 1
    • BioSig Authentication - Beginning
    • Regulatory Structures and MLO Requirements of RSMo Chapter 443 [3 Activities]
      • 01. Introduction to 1-HourMissouri SAFE Laws & Regulations for Mortgage Loan Originators
      • 02. The Missouri Secure and Fair Enforcement for Mortgage Licensing Act: Part 1
      • 03. The Missouri Secure and Fair Enforcement for Mortgage Licensing Act: Part 2
    • Activity: Regulatory Structures and MLO Requirements of RSMo Chapter 443 (1 questions)
    • Quiz: Regulatory Structures and MLO Requirements of RSMo Chapter 443 (5 questions)
  • Missouri - Module 2
    • Director’s Authority, Second Mortgages, and Reverse Mortgages [4 Activities]
      • 01. The Missouri Secure and Fair Enforcement for Mortgage Licensing Act: Part 3
      • 02. Missouri Second Mortgage Statutes: RSMo 408.231-408.241
      • 03. Missouri Reverse Lending Statutes: 443.901-443.930 RSMo
      • 04. Conclusion
    • Activity: Director’s Authority, Second Mortgages, and Reverse Mortgages (1 questions)
    • Quiz: Director’s Authority, Second Mortgages, and Reverse Mortgages (5 questions)
  • Course Completion
    • Final Quiz (15 questions)
    • BioSig Authentication - End
    • Mandatory Questionnaire
    • Certificate of Completion - National
    • Certificate of Completion - Missouri
    • MLO CE Feedback

Instructor Bio


Mary Tillery real estate atyourpaceonline instructor
Mary Tillery, loan originator and Sales Manager at Guild Mortgage, in Grants Pass Oregon, has been actively involved in home lending since 1986. She has originated everything from first time homebuyers, to complex construction financing and reverse mortgages, besides all forms of more traditional lending. Mary combines her depth of knowledge with a sincere desire to know, love and serve her clients. She has been teaching home buying classes for 20+ years and loves to share her knowledge with not just her clients, but with people in the industry who are interested in growing.