8 Hour SAFE Core and Arizona Law 2019 MLO Package

$70.00

8 Hour Course

Course ID: 10749, 10742

Approved By: NMLS


Add to Cart (877) 724-6150

The 8 hours of content in this course will fulfill all of the education needed to renew your Arizona license.

This course is broken down into 5 modules. Each module contains:

  • A section of training
  • An activity in which students will read a short scenario and then answer questions about the scenario
  • An assessment that consists of a five question quiz

The first three modules will deal with national content, and the last two will be focused on state-specific information.

The first module of the course focuses on federal laws and rules that apply to mortgage loans and mortgage loan originators. The federal regulations addressed in this portion of the course include the SAFE Act and the TILA-RESPA rule.

The second module of the course will cover ethics and consumer protection. Aside from ethics and ethical duties, this portion of the course will also talk about fraud in mortgage lending and fair lending practices.

The third module of the course will discuss non-traditional mortgage loan products like adjustable rate mortgages and reverse mortgages. Not only will this segment examine these types of mortgages, it will also look at some of the regulations governing them.

The first half of the course will end with a 25 question final exam designed to test students on concepts from across the course.

Then, students will dive into Arizona's laws and regulations, with an overview of the regulatory agency that oversees Arizona MLOs: the Department of Financial Institutions. We then examine definitions of various mortgage professionals, and exemptions to licensing. 

After this is a discussion of the many prohibited practices MLOs should refrain from, and a look at licensing requirements, DFI fees, and actions that can end in denial, suspension, or revocation of a license. 

The class ends with a refresher on the Mortgage Recovery Fund to ensure that students fully understand its purpose and use.

The course is completed with a final quiz consisting of 15 questions randomly drawn from the second half of the class.

  • National - Module 1
    • BioSig Authentication - Beginning
    • Federal Law Update [12 Activities]
      • 01. Introduction to 3-Hour SAFE Federal Mortgage Law Class
      • 02. Outline of 3-Hour SAFE Federal Mortgage Law Class
      • 03. A Brief History of Mortgage Regulation
      • 04. S.A.F.E. Act
      • 05. Federal Agencies that Administer the SAFE Act
      • 06. Federal Agencies that Administer the SAFE Act, Part 2
      • 07. Federal Agencies that Administer the SAFE Act, Part 3
      • 08. Integrated Mortgage Disclosures
      • View Additional Activities
        • 09. TILA-RESPA Integrated Mortgage Disclosure (TRID)
        • 10. TILA-RESPA Integrated Mortgage Disclosure (TRID), Part 2
        • 11. Privacy of Consumer Financial Information
        • 12. End of the Class on Federal Mortgage Laws
    • Federal Law Update Case Study (1 questions)
    • Federal Law Update Quiz (5 questions)
  • National - Module 2
    • BioSig Authentication - Middle #1
    • Ethics, Consumer Protection, and Fraud [6 Activities]
      • 01. Introduction to 2-Hour SAFE Ethics, Fraud, Consumer Protection, and Fair Lending Class
      • 02. Ethics in Mortgage Lending
      • 03. Ethical Duties
      • 04. Fraud, Part 1
      • 05. Fraud, Part 2
      • 06. Consumer Protection and Fair Lending Practices
    • Ethics, Consumer Protection, and Fraud Case Study (1 questions)
    • Ethics, Consumer Protection, and Fraud Quiz (5 questions)
  • National - Module 3
    • BioSig Authentication - Middle #2
    • Nontraditional Mortgages [6 Activities]
      • 01. Introduction to 2-Hour SAFE Lending Standards for Nontraditional Mortgage Products Class
      • 02. Nontraditional Mortgage Loans
      • 03. Lending Standards for Adjustable Rate Mortgages
      • 04. Subprime and High-Cost Loans
      • 05. Reverse Mortgages
      • 06. End of 2-Hour SAFE Lending Standards for Nontraditional Mortgage Products Class
    • Nontraditional Mortgages Case Study (1 questions)
    • Nontraditional Mortgages Quiz (5 questions)
  • National - Final Exam
    • Final Exam (25 questions)
    • BioSig Authentication - End
  • Arizona - Module 1
    • BioSig Authentication - Beginning
    • Regulatory Structures and Important Definitions [2 Activities]
      • 01. Introduction to 1-Hour Arizona SAFE Laws, Regulations, and Standards for Mortgage Loan Originators
      • 02. Definitions for the Loan Originator
    • Activity: Regulatory Structures and Important Definitions (1 questions)
    • Quiz: Regulatory Structures and Important Definitions (5 questions)
  • Arizona - Module 2
    • Arizona Revised Statutes 6-991 [4 Activities]
      • 01. Prohibited Acts
      • 02. Other Important Sections
      • 03. The Mortgage Recovery Fund
      • 04. End of the Class
    • Activity: Arizona Revised Statutes 6-991 (1 questions)
    • Quiz: Arizona Revised Statutes 6-991 (5 questions)
  • Course Completion
    • Final Quiz (15 questions)
    • BioSig Authentication - End
    • Mandatory Questionnaire
    • National - Certificate of Completion
    • AZ - Certificate of Completion
    • MLO CE Feedback

Instructor Bio


Mary Tillery real estate atyourpaceonline instructor
Mary Tillery, loan originator and Sales Manager at Guild Mortgage, in Grants Pass Oregon, has been actively involved in home lending since 1986. She has originated everything from first time homebuyers, to complex construction financing and reverse mortgages, besides all forms of more traditional lending. Mary combines her depth of knowledge with a sincere desire to know, love and serve her clients. She has been teaching home buying classes for 20+ years and loves to share her knowledge with not just her clients, but with people in the industry who are interested in growing.