8 Hour SAFE Core and California-DBO Law 2019 MLO Package


8 Hour Course

Course ID: 10749, 10779

Approved By: NMLS

4.3 8 Reviews

Add to Cart (877) 724-6150

The 8 hours of content in this course will fulfill all of the education needed to renew your California-DBO license.

This course is broken down into 5 modules. Each module contains:

  • A section of training
  • An activity in which students will read a short scenario and then answer questions about the scenario
  • An assessment that consists of a five question quiz

The first module of the course focuses on federal laws and rules that apply to mortgage loans and mortgage loan originators. The federal regulations addressed in this portion of the course include the SAFE Act and the TILA-RESPA rule.

The second module of the course will cover ethics and consumer protection. Aside from ethics and ethical duties, this portion of the course will also talk about fraud in mortgage lending and fair lending practices.

The third module of the course will discuss non-traditional mortgage loan products like adjustable rate mortgages and reverse mortgages. Not only will this segment examine these types of mortgages, it will also look at some of the regulations governing them.

The national portion of the course will end with a 25 question final exam designed to test students on concepts from across the course.

We then look at California-specific rules and regulations in the second portion of our course. The first module will discuss important state laws and official definitions MLOs need to know. This module also looks at how recent court cases affect mortgage loan originators and their relationships with lenders and borrowers.

The second module talks about agency and agency relationships. This module primarily focuses on state agency law including authority of agents, delegation of duties, and termination of agency.

This course is completed with a final quiz consisting of 15 questions randomly drawn from the course. 

  • Module 1 - National
    • BioSig Authentication - Beginning
    • Federal Law Update [12 Activities]
      • 01. Introduction to 3-Hour SAFE Federal Mortgage Law Class
      • 02. Outline of 3-Hour SAFE Federal Mortgage Law Class
      • 03. A Brief History of Mortgage Regulation
      • 04. S.A.F.E. Act
      • 05. Federal Agencies that Administer the SAFE Act
      • 06. Federal Agencies that Administer the SAFE Act, Part 2
      • 07. Federal Agencies that Administer the SAFE Act, Part 3
      • 08. Integrated Mortgage Disclosures
      • View Additional Activities
        • 09. TILA-RESPA Integrated Mortgage Disclosure (TRID)
        • 10. TILA-RESPA Integrated Mortgage Disclosure (TRID), Part 2
        • 11. Privacy of Consumer Financial Information
        • 12. End of the Class on Federal Mortgage Laws
    • Federal Law Update Case Study (1 questions)
    • Federal Law Update Quiz (5 questions)
  • Module 2 - National
    • BioSig Authentication - Middle #1
    • Ethics, Consumer Protection, and Fraud [6 Activities]
      • 01. Introduction to 2-Hour SAFE Ethics, Fraud, Consumer Protection, and Fair Lending Class
      • 02. Ethics in Mortgage Lending
      • 03. Ethical Duties
      • 04. Fraud, Part 1
      • 05. Fraud, Part 2
      • 06. Consumer Protection and Fair Lending Practices
    • Ethics, Consumer Protection, and Fraud Case Study (1 questions)
    • Ethics, Consumer Protection, and Fraud Quiz (5 questions)
  • Module 3 - National
    • BioSig Authentication - Middle #2
    • Nontraditional Mortgages [6 Activities]
      • 01. Introduction to 2-Hour SAFE Lending Standards for Nontraditional Mortgage Products Class
      • 02. Nontraditional Mortgage Loans
      • 03. Lending Standards for Adjustable Rate Mortgages
      • 04. Subprime and High-Cost Loans
      • 05. Reverse Mortgages
      • 06. End of 2-Hour SAFE Lending Standards for Nontraditional Mortgage Products Class
    • Nontraditional Mortgages Case Study (1 questions)
    • Nontraditional Mortgages Quiz (5 questions)
  • Final Exam - National
    • Final Exam (25 questions)
    • BioSig Authentication - End
  • Module 1 - California
    • BioSig Authentication - Beginning
    • Regulations and Requirements [3 Activities]
      • 01. Introduction to 1 Hour CA-DBO SAFE 2019 State Law Course
      • 02. Definitions for the MLO
      • 03. The Recent Evolution of Requirements for MLOs
    • Activity: Regulations and Requirements (1 questions)
    • Quiz: Regulations and Requirements (5 questions)
  • Module 2 - California
    • MLOs and Agency [4 Activities]
      • 01. Fiduciary, Mortgage Brokers, and Mortgage Loan Originators
      • 02. Agency and the Authority of Agents
      • 03. Agency: Obligations, Delegations, and Terminations
      • 04. End of Class
    • Activity: MLOs and Agency (1 questions)
    • Quiz: MLOs and Agency (5 questions)
  • Course Completion
    • Final Quiz (15 questions)
    • BioSig Authentication - End
    • Mandatory Questionnaire
    • Certificate of Completion - National
    • Certificate of Completion - California
    • MLO CE Feedback

Instructor Bio

Mary Tillery real estate atyourpaceonline instructor
Mary Tillery, loan originator and Sales Manager at Guild Mortgage, in Grants Pass Oregon, has been actively involved in home lending since 1986. She has originated everything from first time homebuyers, to complex construction financing and reverse mortgages, besides all forms of more traditional lending. Mary combines her depth of knowledge with a sincere desire to know, love and serve her clients. She has been teaching home buying classes for 20+ years and loves to share her knowledge with not just her clients, but with people in the industry who are interested in growing.

Course Reviews

September 18th, 2019

September 17th, 2019
I'd love it if there was a voice recording of the information presented as well as the written info.

August 26th, 2019
Kept kicking me out !

July 25th, 2019
Course was good but kept logging me out many times - other than that it was good

September 17th, 2019

September 13th, 2019

September 6th, 2019

September 3rd, 2019