Late CE: National Requirements (7904)

$45.00

8 Hour Course

Course ID: 10247

Approved By: NMLS

4.5 41 Reviews

Add to Cart (877) 724-6150

This is the 2018 Late CE course. This is only for licensees who failed to complete the CE required for their 2018 renewal during the 2018 calendar year. This fulfills your National Requirements.

This Mortgage Loan Originator license renewal class is perfect for the California MLO. The 8 hour course covers the all the subject matter required by the NMLS, as well as those required by both Cal BRE and the DBO. Then the one hour required block on Agency Law follows as well. All the following is included:

  • The history of mortgage laws and lending in America and why mortgage loan originators are necessary today;

  • How ethics for mortgage professionals have become more important and how they aid the consumer and the economy;

  • Common kinds of mortgages and when the different types can be used to benefit a borrower;

  • Types of fraudulent mortgage practices and how to safeguard consumers and keep yourself out of trouble;

  • California agency law and its importance

  • Plus additional information

  • Module 1
    • Federal Law Update [24 Activities]
      • 01. 3 Hour SAFE Federal Law Update Module for 2018 for MLOs
      • 02. Where We're Going
      • 03. A History of Home Mortgages Up to the 1960s
      • 04. Equalizing Mortgage Opportunities and Deregulation
      • 05. Mortgages in the New Millennium and the 2008 Recession
      • 06. The SAFE Act and Registration of MLOs
      • 07. Rules for Mortgage Loan Originators
      • 08. Requirements for State Licensing and Registration of MLOs
      • View Additional Activities
        • 09. MLOs Must be Unique - (12CFR1007.105)
        • 10. The Consumer Financial Protection Bureau and its Function
        • 11. Administrative Tools Under the SAFE Act
        • 12. Regulation Z and ATR
        • 13. Qualified Mortgage Standard Under Regulation Z
        • 14. Examination Procedures for Mortgage Origination
        • 15. Loan Originator Compensation Rules under TILA
        • 16. Other Rules Under the SAFE Act
        • 17. Governing the Licensing and Registration of MLOs
        • 18. Integrated Mortgage Disclosures
        • 19. Disclosures Prior to October 3, 2015
        • 20. Disclosures Under TILA-RESPA After October 3, 2015
        • 21. More Information on Disclosures
        • 22. Average Costs and Tolerances for TRID
        • 23. Examples of Fees and Tolerances
        • 24. Conclusion of Class on Federal Mortgage Laws For MLOs
    • Federal Law Update Case Study (6 questions)
    • Federal Law Update Quiz (5 questions)
  • Module 2
    • BioSig Authentication - Middle#1
    • Ethics, Consumer Protection, and Fraud [18 Activities]
      • 01. Module 2: 3 Hour SAFE Ethics, Consumer Protection, and Fraud for 2018
      • 02. Consumer Protection and Fair Lending Practices
      • 03. The Mortgage Lending Industry and Ethics
      • 04. A Crisis of Trust for MLOs
      • 05. Principles of Ethics
      • 06. An Understanding of What Ethics is Not
      • 07. Ethical Duties
      • 08. Approaches to Ethical Decision Making
      • View Additional Activities
        • 09. Sample Codes of Ethics
        • 10. The Ability to Repay/Qualified Mortgage Rule
        • 11. Fraud for Mortgage Loan Originators
        • 12. The Current State of Mortgage Fraud in America
        • 13. Mortgage Fraud Broken Down
        • 14. Fraud by Those Outside the Industry
        • 15. Fraud by Those Within the Industry
        • 16. Scams and Other Frauds
        • 17. Ending Mortgage Fraud
        • 18. Conclusion to 3 Hour SAFE Ethics, Consumer Protection, and Fraud Module for 2018
    • Ethics, Consumer Protection, and Fraud Case Study (6 questions)
    • Ethics, Consumer Protection, and Fraud Quiz (5 questions)
  • Module 3
    • BioSig Authentication - Middle#2
    • Nontraditional Mortgages [9 Activities]
      • 01. Module 3: 2 Hour SAFE Nontraditional Mortgages 2018 Module
      • 02. Nontraditional Mortgage Loans
      • 03. Reverse Mortgages
      • 04. 2017 Overhaul of the HECM Program
      • 05. Subprime Loans
      • 06. High-Cost Mortgages
      • 07. Adjustable-Rate Mortgages
      • 08. Lending Standards for Adjustable Rate Mortgages
      • 09. End of 2018 Nontraditional Mortgage Products 2 Hour Module
    • Nontraditional Mortgages Case Study (6 questions)
    • Nontraditional Mortgages Quiz (5 questions)
  • Course Completion
    • BioSig Authentication - End
    • Final Exam (25 questions)
    • Mandatory Questionnaire
    • Certificate of Completion
    • MLO CE Feedback

Instructor Bio


Mary Tillery real estate atyourpaceonline instructor
Mary Tillery, loan originator and Sales Manager at Guild Mortgage, in Grants Pass Oregon, has been actively involved in home lending since 1986. She has originated everything from first time homebuyers, to complex construction financing and reverse mortgages, besides all forms of more traditional lending. Mary combines her depth of knowledge with a sincere desire to know, love and serve her clients. She has been teaching home buying classes for 20+ years and loves to share her knowledge with not just her clients, but with people in the industry who are interested in growing.

Course Reviews

February 6th, 2019
was easy to use and was very comprehensive for all we needed to learn.

January 19th, 2019
The course was straightforward and simple.

January 6th, 2019
the information was interesting and i enjoyed the flow of the course

January 6th, 2019
I found this course a very good tool to refresh the knowledge I acquired when I took the required courses to obtain license.

February 28th, 2019
Several times the program stopped without warning. Not sure why. I liked the material however.

February 21st, 2019
I loved the ability to burn through the material, take the tests and finish in a timely manner all in one day! wow! very cool! Thank you!

January 24th, 2019
I WOULD HAVE GIVEN IT A FIVE BUT, THE SYSTEM KEEPS SHUTTING DOWN AND I HAVE TO KEEP LOGGING BACK IN AND COMPLETE MY READING OR ASSIGNMENT

February 17th, 2019
Several typos the computer jumped around backwards forcing me to wait for the time segments to run out before going on to the next page- time waster.

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