1 Hour CT SAFE 2019 State Law Course

$30.00

1 Hour Course

Course ID: 10783

Approved By: NMLS


Add to Cart (877) 724-6150

This course on Connecticut-specific education fulfills 1 hour of annual continuing education for licensed MLOs in the state. A total of 8 hours must be completed each year, which includes 3 hours of federal law, 2 hours of non-traditional mortgage lending, 2 hours of ethics (including fraud, consumer protection, and fair lending issues), and 1 hour of Connecticut-specific education. This is a stand-alone course, and can be taken either on its own or in connection to other courses offered to fulfill your CE requirements.

This course is broken down into 2 modules. Each module contains:

  • A section of training
  • An activity in which students will read a short scenario and then answer questions about the scenario
  • An assessment that consists of a five question quiz

The course begins with a discussion of the Abusive Home Loan Lending Practices Act, which was put in place to prevent predatory lending. This section describes how high cost home loans should and should not be utilized.

We then look at Other Mortgage and Loan Practices, dealing with nonprime mortgage loans and appraisers, among other subjects. It’s important to have an understanding of how other mortgage professionals operate, to better serve consumers.

Students then examine General Mortgage Statutes, which describe licensing information, referrals, and advertisements.

Finally, students look at Prohibited Acts. This topic includes the Commissioner’s authority to conduct investigations and discipline licensees, and the various forms fraud can take.

The course is completed with a final exam consisting of 15 questions randomly drawn from the class. 

  • Module 1
    • CT Abusive Home Loan Lending Practices Act and Other Mortgage and Loan Practices [4 Activities]
      • 01. Introduction to 1-Hour Connecticut SAFE Laws & Regulations for Mortgage Loan Originators
      • 02. Abusive Home Loan Lending Practices Act
      • 03. Other Mortgage and Loan Practices: Definitions and Duties
      • 04. Other Mortgage and Loan Practices: Provisions and Legal Procedures
    • Activity: CT Abusive Home Loan Lending Practices Act and Other Mortgage and Loan Practices (1 questions)
    • Quiz: CT Abusive Home Loan Lending Practices Act and Other Mortgage and Loan Practices (5 questions)
  • Module 2
    • General Mortgage Statutes and Prohibited Acts [3 Activities]
      • 01. General Mortgage Statutes
      • 02. Prohibited Acts
      • 03. Conclusion
    • Activity: General Mortgage Statutes and Prohibited Acts (1 questions)
    • Quiz: General Mortgage Statutes and Prohibited Acts (5 questions)
  • Course Completion
    • Final Quiz (15 questions)
    • BioSig Authentication - End
    • Mandatory Questionnaire
    • Certificate of Completion
    • MLO CE Feedback

Instructor Bio


Mary Tillery real estate atyourpaceonline instructor
Mary Tillery, loan originator and Sales Manager at Guild Mortgage, in Grants Pass Oregon, has been actively involved in home lending since 1986. She has originated everything from first time homebuyers, to complex construction financing and reverse mortgages, besides all forms of more traditional lending. Mary combines her depth of knowledge with a sincere desire to know, love and serve her clients. She has been teaching home buying classes for 20+ years and loves to share her knowledge with not just her clients, but with people in the industry who are interested in growing.