8 Hour Connecticut SAFE Comprehensive MLO Continuing Education Course


8 Hour Course

Course ID: 7353

Approved By: NMLS

Currently Unavailable (877) 724-6150

This 8 hour class for Connecticut state licensed mortgage loan originators is a great choice for your license renewal. It covers all the requirements for the Connecticut Department of Banking and for the NMLS as well, with 7 hours of topics that include all the federal content required and then the one hour of content that is specific to the state of Connecticut also.

Mortgage lending and its history in America will be explored in the first segment, focusing on the history of the regulations themselves. Then we’ll examine the portion of the course pertaining to the creation of the SAFE Act following the mortgage crisis of the early 2000s. Part of our class time will also be spent exploring the federal agencies responsible for administering and overseeing the SAFE Act and provide further oversight for mortgage loan origination in America and the state of Connecticut. We will then provide an examination of TILA-RESPA integrated mortgage disclosure and its effect on MLOs.

Your coursework will then continue with a deeper look into ethics, fair lending practices and consumer protections as well. We will look at the concepts of ethics and fair lending on a broad level as they apply to mortgage loan originators in the field. During this segment we also cover the basics of what can constitute mortgage fraud and how MLOs can help themselves avoid some of these pitfalls. A portion of the course also provides an in-depth examination of lending standards for nontraditional mortgage loans that include adjustable rate mortgages, subprime and high-cost loans, and reverse mortgages as well.

Finally, in accordance with Connecticut law, we will spend time on the mortgage laws and practices of loan origination in the state of Connecticut specifically. This will include discussion of acts that are prohibited by the state, and information relating to abusive home lending practices as well.

Our course will keep you engaged with case studies and in-text quizzes so you’ll be able to spot-check your knowledge, and that will also help prepare you for the final exam that comes at the conclusion of the class.

  • Module 1
    • Federal Mortgage Law [7 Activities]
      • 01. A Brief History of Mortgage Regulation
      • 02. S.A.F.E. Act
      • 03. Federal Agencies that Administer the SAFE Act
      • 04. Federal Agencies that Administer the SAFE Act, Part 2
      • 05. Federal Agencies that Administer the SAFE Act, Part 3
      • 06. TILA-RESPA Integrated Mortgage Disclosure (TRID)
      • 07. TILA-RESPA Integrated Mortgage Disclosure (TRID), Part 2
    • Case Study #1 (6 questions)
    • Quiz #1 (8 questions)
  • Module 2
    • Ethics, Fraud, Consumer Protection, & Fair Lending [6 Activities]
      • 01. Introduction to 2-Hour SAFE Ethics, Fraud, Consumer Protection, and Fair Lending Class
      • 02. Ethics in Mortgage Lending
      • 03. Ethical Duties
      • 04. Fraud, Part 1
      • 05. Fraud, Part 2
      • 06. Consumer Protection and Fair Lending Practices
    • Case Study #2 (7 questions)
    • Quiz #2 (5 questions)
  • Module 3
    • Lending Standards for Nontraditional Mortgage Products [4 Activities]
      • 01. Nontraditional Mortgage Loans
      • 02. Lending Standards for Adjustable Rate Mortgages
      • 03. Subprime and High-Cost Loan
      • 04. Reverse Mortgages
    • Case Study #3 (6 questions)
    • Quiz #3 (5 questions)
  • Module 4
    • State Specific Module [7 Activities]
      • 01. Introduction to 1-Hour Connecticut SAFE Laws & Regulations for Mortgage Loan Originators
      • 02. Abusive Home Loan Lending Practices Act
      • 03. Other Mortgage and Loan Practices: Definitions and Duties
      • 04. Other Mortgage and Loan Practices: Provisions and Legal Procedures
      • 05. General Mortgage Statutes
      • 06. Prohibited Acts
      • 07. Conclusion
    • Case Study #4 (1 questions)
    • Quiz #4 (5 questions)
  • Final Exam
    • Final Exam (25 questions)
  • Course Completion
    • Mandatory Questionnaire
    • MLO CE Feedback
    • Certificate of Completion

Instructor Bio

Mary Tillery real estate atyourpaceonline instructor
Mary Tillery, loan originator and Sales Manager at Guild Mortgage, in Grants Pass Oregon, has been actively involved in home lending since 1986. She has originated everything from first time homebuyers, to complex construction financing and reverse mortgages, besides all forms of more traditional lending. Mary combines her depth of knowledge with a sincere desire to know, love and serve her clients. She has been teaching home buying classes for 20+ years and loves to share her knowledge with not just her clients, but with people in the industry who are interested in growing.