8 Hour SAFE Core and Florida Law 2019 MLO Package

$70.00

8 Hour Course

Course ID: 10749, 10778

Approved By: NMLS


Add to Cart (877) 724-6150

The 8 hours of content in this course will fulfill all of the education needed to renew your Florida license.

This course is broken down into 5 modules. Each module contains:

  • A section of training
  • An activity in which students will read a short scenario and then answer questions about the scenario
  • An assessment that consists of a five question quiz

The first module of the course focuses on federal laws and rules that apply to mortgage loans and mortgage loan originators. The federal regulations addressed in this portion of the course include the SAFE Act and the TILA-RESPA rule.

The second module of the course will cover ethics and consumer protection. Aside from ethics and ethical duties, this portion of the course will also talk about fraud in mortgage lending and fair lending practices.

The third module of the course will discuss non-traditional mortgage loan products like adjustable rate mortgages and reverse mortgages. Not only will this segment examine these types of mortgages, it will also look at some of the regulations governing them.

The national portion of the course will end with a 25 question final exam designed to test students on concepts from across the course.

Next, the course delves into state-specific information. This section of the course begins with an overview of the Office of Financial Regulation (OFR), the Division of Consumer Finance, the NMLS, and the adoption of the federal SAFE Act. The bulk of this section reviews relevant sections of the Florida Statutes Title 33, Chapter 494 and the Florida Administrative Code, Chapter 69V-40. There is also a small section on the F.A.C.’s Anti-Coercion Regulations.

We’ll finish the course with a look at a few recent amendments to the law and the most recent information on the adoption of Electronic Surety Bonds in Florida and throughout the country.

The course is completed with a 15 question quiz on the state-specific information. 

  • Module 1 - National
    • Federal Law Update [12 Activities]
      • 01. Introduction to 3-Hour SAFE Federal Mortgage Law Class
      • 02. Outline of 3-Hour SAFE Federal Mortgage Law Class
      • 03. A Brief History of Mortgage Regulation
      • 04. S.A.F.E. Act
      • 05. Federal Agencies that Administer the SAFE Act
      • 06. Federal Agencies that Administer the SAFE Act, Part 2
      • 07. Federal Agencies that Administer the SAFE Act, Part 3
      • 08. Integrated Mortgage Disclosures
      • View Additional Activities
        • 09. TILA-RESPA Integrated Mortgage Disclosure (TRID)
        • 10. TILA-RESPA Integrated Mortgage Disclosure (TRID), Part 2
        • 11. Privacy of Consumer Financial Information
        • 12. End of the Class on Federal Mortgage Laws
    • Federal Law Update Case Study (1 questions)
    • Federal Law Update Quiz (5 questions)
  • Module 2 - National
    • BioSig Authentication - Middle #1
    • Ethics, Consumer Protection, and Fraud [6 Activities]
      • 01. Introduction to 2-Hour SAFE Ethics, Fraud, Consumer Protection, and Fair Lending Class
      • 02. Ethics in Mortgage Lending
      • 03. Ethical Duties
      • 04. Fraud, Part 1
      • 05. Fraud, Part 2
      • 06. Consumer Protection and Fair Lending Practices
    • Ethics, Consumer Protection, and Fraud Case Study (1 questions)
    • Ethics, Consumer Protection, and Fraud Quiz (5 questions)
  • Module 3 - National
    • BioSig Authentication - Middle #2
    • Nontraditional Mortgages [6 Activities]
      • 01. Introduction to 2-Hour SAFE Lending Standards for Nontraditional Mortgage Products Class
      • 02. Nontraditional Mortgage Loans
      • 03. Lending Standards for Adjustable Rate Mortgages
      • 04. Subprime and High-Cost Loans
      • 05. Reverse Mortgages
      • 06. End of 2-Hour SAFE Lending Standards for Nontraditional Mortgage Products Class
    • Nontraditional Mortgages Case Study (1 questions)
    • Nontraditional Mortgages Quiz (5 questions)
  • Final Exam - National
    • Final Exam (25 questions)
    • BioSig Authentication - End
  • Module 1 - Florida
    • BioSig Authentication - Beginning
    • Regulatory Structures and Florida Statutes Title 33, Chapter 494 [3 Activities]
      • 01. Introduction to 1-Hour FL SAFE Laws & Regulations for Mortgage Loan Originators
      • 02. Loan Originators and Mortgage Brokers (Chapter 494, F.S.)
      • 03. Loan Originators and Mortgage Brokers, continued
    • Activity: Regulatory Structures and Florida Statutes Title 33, Chapter 494 (1 questions)
    • Quiz: Regulatory Structures and Florida Statutes Title 33, Chapter 494 (5 questions)
  • Module 2 - Florida
    • Florida Administrative Code Chapter 69V-40 and and Recent Developments [4 Activities]
      • 01. Mortgage Brokerages (F.A.C. Chapter 69V-40)
      • 02. Mortgage Brokerages, continued (F.A.C. Chapter 69V-40)
      • 03. Other Laws and Regulations & Recent Developments
      • 04. Conclusion
    • Activity: Florida Administrative Code Chapter 69V-40 and and Recent Developments (1 questions)
    • Quiz: Florida Administrative Code Chapter 69V-40 and and Recent Developments (5 questions)
  • Course Completion
    • Final Quiz (15 questions)
    • BioSig Authentication - End
    • Mandatory Questionnaire
    • Certificate of Completion - National
    • Certificate of Completion - Florida
    • MLO CE Feedback

Instructor Bio


Mary Tillery real estate atyourpaceonline instructor
Mary Tillery, loan originator and Sales Manager at Guild Mortgage, in Grants Pass Oregon, has been actively involved in home lending since 1986. She has originated everything from first time homebuyers, to complex construction financing and reverse mortgages, besides all forms of more traditional lending. Mary combines her depth of knowledge with a sincere desire to know, love and serve her clients. She has been teaching home buying classes for 20+ years and loves to share her knowledge with not just her clients, but with people in the industry who are interested in growing.