8 Hour SAFE Core and Florida Law 2019 MLO Package

  • 8 Hour Course
  • 4.3
    46 Reviews
  • $70.00

The 8 hours of content in this course will fulfill all of the education needed to renew your Florida license.

This course is broken down into 5 modules. Each module contains:

  • A section of training
  • An activity in which students will read a short scenario and then answer questions about the scenario
  • An assessment that consists of a five question quiz

The first module of the course focuses on federal laws and rules that apply to mortgage loans and mortgage loan originators. The federal regulations addressed in this portion of the course include the SAFE Act and the TILA-RESPA rule.

The second module of the course will cover ethics and consumer protection. Aside from ethics and ethical duties, this portion of the course will also talk about fraud in mortgage lending and fair lending practices.

The third module of the course will discuss non-traditional mortgage loan products like adjustable rate mortgages and reverse mortgages. Not only will this segment examine these types of mortgages, it will also look at some of the regulations governing them.

The national portion of the course will end with a 25 question final exam designed to test students on concepts from across the course.

Next, the course delves into state-specific information. This section of the course begins with an overview of the Office of Financial Regulation (OFR), the Division of Consumer Finance, the NMLS, and the adoption of the federal SAFE Act. The bulk of this section reviews relevant sections of the Florida Statutes Title 33, Chapter 494 and the Florida Administrative Code, Chapter 69V-40. There is also a small section on the F.A.C.'s Anti-Coercion Regulations.

We'll finish the course with a look at a few recent amendments to the law and the most recent information on the adoption of Electronic Surety Bonds in Florida and throughout the country.

The course is completed with a 15 question quiz on the state-specific information.

  • Course ID(s): 10749, 10778
  • Approved By: NMLS

Instructor Bio

Mary Tillery real estate atyourpaceonline instructor

Mary Tillery, loan originator and Sales Manager at Guild Mortgage, in Grants Pass Oregon, has been actively involved in home lending since 1986. She has originated everything from first time homebuyers, to complex construction financing and reverse mortgages, besides all forms of more traditional lending. Mary combines her depth of knowledge with a sincere desire to know, love and serve her clients. She has been teaching home buying classes for 20+ years and loves to share her knowledge with not just her clients, but with people in the industry who are interested in growing.

Course Reviews

46 Reviews
  • November 3rd, 2019 -

    Great Course!

  • October 27th, 2019 -

    Very easy to follow and understand - would definitely recommend!

  • October 22nd, 2019 -


  • October 16th, 2019 -

    Straight forward and easy to navigate course.

  • August 25th, 2019 -

    Florida Test is harder than National.

  • August 14th, 2019 -

    Thank you for the user friendly and, informative course. See you next year.

  • November 6th, 2019 -

    Great format overall - complete at own pace is great idea. Don't like to have to sit through subsections again if full subsection not completed.

  • November 4th, 2019 -

    Add an audio reading of the course. I prefer to first read then listen to get a clearer understanding of the material. It's not necessary, but it will help. Thank you .

  • November 2nd, 2019 -

    Fewer stop checks (e.g. after every 3-5 pages vs every page) would be better.

  • November 1st, 2019 -

    The system kept logging me off even during testing time.

  • October 21st, 2019 -

    first time using your CE site easy and convenient since I was able to use my phone and laptop making it easier and convenient to be able to finish " on the go"

  • November 10th, 2019 -

    not great technology. timed out way too much. bio-sign was awful. test after test after test. just do one at the end. there would sometimes be up to 3 at the end of a given chapter. just combine into one. nearly every test timed out and answers would all have to be re-submitted. just in general not an easy format to use.

  • October 29th, 2019 -

    I would like to see an audio option added to the course.

  • August 17th, 2019 -

    Good but would have preferred some videos too

  • July 9th, 2019 -

    The system keep loging out constantly even do I was in the computer at all times (no idle time) This is a glitch and horrible to be repeating the same screens and test because the timeout!

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