8 Hour Florida SAFE Comprehensive MLO Continuing Education Course

$71.00

8 Hour Course

Course ID: 7349

Approved By: NMLS

5 10 Reviews

Currently Unavailable (877) 724-6150

This continuing education class for mortgage loan originators is a great choice for those MLOs licensed in the Sunshine State. It covers all the requirements for the State and for the NMLS as well, with 7 hours of topics that include all the federal content required and then the one hour portion specific to the state of Florida also.

First, we will go through the history of mortgage lending in America, focusing on the history of the regulations themselves. We will then take you into a segment of the course pertaining to the passage of the federal SAFE Act as it followed the mortgage crisis of the early 2000s. Then some class time will be spent exploring those federal agencies that administer and oversee the SAFE Act and that provide further oversight for mortgage loan origination in America, and Florida. A discussion of TILA-RESPA integrated mortgage disclosure and its effect on MLOs will round out the first segment.

The course will then continue with a deeper look into ethics as they pertain to mortgage loan originators. Then we’ll also examine fair lending practices and consumer protections. We will look at the concepts of ethics and fair lending on a broader level as they generally apply in the field. During this segment we also cover the basics of what can constitute mortgage fraud and how a mortgage loan originator can help themselves to avoid these pitfalls. A segment of the course then provides an in-depth examination of lending standards for nontraditional mortgage loans that include mortgages like adjustable rate mortgages, subprime and high-cost loans, and reverse mortgages.

Finally, we will spend an hour of class time on the mortgage laws and practices of loan origination in the state of Florida specifically. This will include a discussion of the practices for mortgage loan originators and those that are prohibited by the state as well.

Our course will also provide in-text quizzes and current case studies so you’ll be able to spot-check your knowledge. These tools will all assist you in preparing for the final exam that comes at the conclusion of the class.

  • Module 1
    • Federal Mortgage Law [7 Activities]
      • 01. A Brief History of Mortgage Regulation
      • 02. S.A.F.E. Act
      • 03. Federal Agencies that Administer the SAFE Act
      • 04. Federal Agencies that Administer the SAFE Act, Part 2
      • 05. Federal Agencies that Administer the SAFE Act, Part 3
      • 06. TILA-RESPA Integrated Mortgage Disclosure (TRID)
      • 07. TILA-RESPA Integrated Mortgage Disclosure (TRID), Part 2
    • Case Study #1 (6 questions)
    • Quiz #1 (8 questions)
  • Module 2
    • Ethics, Fraud, Consumer Protection, & Fair Lending [6 Activities]
      • 01. Introduction to 2-Hour SAFE Ethics, Fraud, Consumer Protection, and Fair Lending Class
      • 02. Ethics in Mortgage Lending
      • 03. Ethical Duties
      • 04. Fraud, Part 1
      • 05. Fraud, Part 2
      • 06. Consumer Protection and Fair Lending Practices
    • Case Study #2 (7 questions)
    • Quiz #2 (5 questions)
  • Module 3
    • Lending Standards for Nontraditional Mortgage Products [4 Activities]
      • 01. Nontraditional Mortgage Loans
      • 02. Lending Standards for Adjustable Rate Mortgages
      • 03. Subprime and High-Cost Loan
      • 04. Reverse Mortgages
    • Case Study #3 (6 questions)
    • Quiz #3 (5 questions)
  • Module 4
    • State Specific Module [7 Activities]
      • Conclusion
      • Introduction to 1-Hour FL SAFE Laws & Regulations for Mortgage Loan Originators
      • Loan Originators and Mortgage Brokers (Chapter 494, F.S.)
      • Loan Originators and Mortgage Brokers, continued
      • Mortgage Brokerages (F.A.C. Chapter 69V-40)
      • Mortgage Brokerages, continued (F.A.C. Chapter 69V-40)
      • Other Laws and Regulations & Recent Developments
    • Case Study #4 (1 questions)
    • Quiz #4 (5 questions)
  • Final Exam
    • Final Exam (25 questions)
  • Course Completion
    • Mandatory Questionnaire
    • MLO CE Feedback
    • Certificate of Completion

Instructor Bio


Mary Tillery real estate atyourpaceonline instructor
Mary Tillery, loan originator and Sales Manager at Guild Mortgage, in Grants Pass Oregon, has been actively involved in home lending since 1986. She has originated everything from first time homebuyers, to complex construction financing and reverse mortgages, besides all forms of more traditional lending. Mary combines her depth of knowledge with a sincere desire to know, love and serve her clients. She has been teaching home buying classes for 20+ years and loves to share her knowledge with not just her clients, but with people in the industry who are interested in growing.

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