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Licensees who need 10 hours of post license fundamentals or continuing education elective credits can take this set on real estate financing and the National Association of REALTOR'S® Code of Ethics. Active duty military members may be eligible to waive certain CE requirements, or some hours have already been applied to license renewal. Either way, this set provides an in-depth look at lending laws and practices, loan programs in the US, and the inherent duties of registered REALTORS®.

The first portion of our course examines the TILA-RESPA Rule and Integrated Disclosure forms (TRID) about honest lending practices and national standards for residential mortgage loans. Then we'll take a look at various loan types and programs available from private and governmental sources. This section will explain the loan application process and the general concepts related to lending. 

Next will be an article by article breakdown of the NAR Code of Ethics on a REALTOR'S® duties to duties to clients, customers, the general public, and fellow REALTORS®. Case studies provide real world examples of how hearing boards have ruled on complaints in the past. We analyze ethical conundrums licensees are likely to face, and offer solutions that conform to these standards.

After each lesson, students will be asked a single question about the material. Videos and images are utilized throughout the course to aid visual and auditory learning styles. A total of five incremental quizzes and one final exam will test the student’s knowledge. Successful completion of all material will unlock the certificate needed for license renewal.

  • Course ID(s): E1298
  • Approved By: Idaho Real Estate Commission

Instructor Bio

sheri wytcherley real estate atyourpaceonline

Sheri has been an online instructor for AYPO's Real Estate education classes for over 5 years and is a licensed real estate instructor across the United States.

Growing up in a military family, Sheri became very patriotic, developed an adventurous spirit, and grew passionate about helping people.

In 2005 Sheri became a principal broker and opened Oregon Ranch & Home Real Estate in order to better serve her clients. She received the honor of being ranked #5 in Southern Oregon for dollar volume sold for 2008, during one of the most challenging years the market has seen in decades.

"Common sense, integrity, and a quick wit. These are qualities I admire".