The intent of this course is to give real estate professionals in the State of Iowa all 24 hours of elective education required for renewal of a license.
The course will discuss mathematics and the calculations that are commonly performed by real estate professionals.
The course content will examine fair housing and fair housing legislation. This will include a look at the Fair Housing Act along with other important fair housing regulations. This will also contain a look at the process for reporting fair housing violations.
This course will talk about ethics and what it means to act in an ethical manner.
The course will address common errors and omissions that may be committed by real estate professionals. Additionally, this topic will contain a look at strategies that can be used to deal with errors and omissions.
The course will explore contracts, contract formation, and contract termination. This topic will look at contracts from a general perspective and will examine the contracts used to form agency relationships, list property, and to sell property.
This course will discuss how the title to a piece of real property is transferred from person to person.
The course will cover mortgage loans and mortgage lending. This topic will explore the different types of mortgage loans and government loan assistance programs. This topic will also talk about the TILA-RESPA Rule and the disclosure forms that were implemented by that rule.
In order to help students with retention of the material, the course will end with a comprehensive final exam.
Course Format: Text
Credit Type: Elective
Course ID(s): 180-115-OL
Approved By: Professional Licensing Bureau - Real Estate Commission
- Real Estate Mathematics
- Real Estate Mathematics [9 Activities]
- 01. Introduction (Video)
- 02. How is Mathematics Used in Real Estate?
- 03. General Math Concepts
- 04. Calculations for Valuation
- 05. Appreciation and Depreciation
- 06. Calculations for Transactions
- 07. Lending Calculations
- 08. Lending Calculations - Part 2
- 09. Conclusion (Video)
- Real Estate Mathematics [9 Activities]
- Consumer Protection
- Fair Housing [11 Activities]
- 01. Introduction (Video)
- 02. Introduction to Fair Housing
- 03. Beginnings of Fair Housing (Video)
- 04. History of Fair Housing
- 05. Impact of Fair Housing on the RE Pro (Video)
- 06. Impact of Fair Housing on the RE Pro
- 07. Reaction of the RE Pro to Fair Housing Laws
- 08. Overview of the Fair Housing Act (Video)
- 09. Overview of the Fair Housing Act
- 10. Other Civil Rights Laws
- 11. Fair Housing-Related Presidential Executive Orders
- Anti-Discrimination Laws [4 Activities]
- 01. Introduction (Video)
- 02. Fair Housing and Anti-Discrimination Statutes
- 03. Fair Credit Reporting Act
- 04. Conclusion (Video)
- Ethics for Real Estate Professionals [12 Activities]
- 01. Introduction (Video)
- 02. What is Ethics?
- 03. Ethical Concepts and Terminology
- 04. Why Ethics Matter (Video)
- 05. Why Ethics Matter
- 06. Duties of a Real Estate Professional (Video)
- 07. Ethical Duties - Part 1
- 08. Ethical Duties - Part 2
- 09. Ethical Duties - Part 3
- 10. Practicing Within Area of Competence
- 11. Ethical Situations (Video)
- 12. Ethical Situations
- Errors and Omissions [8 Activities]
- 01. Introduction (Video)
- 02. Errors and Omissions
- 03. Common Types of Problems - Part 1
- 04. Common Types of Problems - Part 2
- 05. Common Types of Problems - Part 3
- 06. Prevention and Mitigation (Video)
- 07. Protection
- 08. Conclusion (Video)
- Fair Housing [11 Activities]
- Real Estate Contracts
- Basic Contract Law [8 Activities]
- 01. Introduction (Video)
- 02. General Knowledge of Contract Law
- 03. Requirements for Validity
- 04. Assignment and Novation
- 05. When a Contract is Considered Performed or Discharged
- 06. Breach of Contract
- 07. Contract Clauses
- 08. Conclusion (Video)
- Real Estate Contracts [10 Activities]
- 01. Introduction (Video)
- 02. Contract Categories
- 03. Listing Agreements
- 04. Buyer-Broker Agreements
- 05. Tenant Representation Agreements
- 06. Offers/ Purchase Agreements
- 07. Land Sales Contracts
- 08. Leases
- 09. Other Real Estate Contracts
- 10. Conclusion (Video)
- Listing Agreements [4 Activities]
- 01. Introduction (Video)
- 02. Listing Agreements
- 03. What is an MLS?
- 04. Conclusion (Video)
- Sales Agreements [5 Activities]
- 01. Introduction (Video)
- 02. Sales Agreements
- 03. Sales Agreement in Detail
- 04. Licensee as Principal in a Transaction
- 05. Conclusion (Video)
- Title Transfer [7 Activities]
- 01. Introduction (Video)
- 02. Transfer of Title
- 03. Transfer of Title - Part 2
- 04. Foreclosures, Short Sales, and Auctions
- 05. Other Ways to Transfer Title
- 06. Like-Kind Exchanges Under Internal Revenue Code Section 1031
- 07. Conclusion (Video)
- Basic Contract Law [8 Activities]
- Financing
- Loans and Programs [5 Activities]
- 01. Introduction (Video)
- 02. General Concepts
- 03. Loan Application Process
- 04. Types of Loans
- 05. Conclusion (Video)
- Government Loan Programs [5 Activities]
- 01. Introduction (Video)
- 02. FHA
- 03. VA
- 04. Other Federal Programs
- 05. Conclusion (Video)
- Integrated Mortgage Disclosures [6 Activities]
- 01. Introduction (Video)
- 02. Integrated Mortgage Disclosures
- 03. Rules of Integrated Mortgage Disclosures
- 04. Rules of Integrated Mortgage Disclosures - Part 2
- 05. Additional Disclosures
- 06. Conclusion (Video)
- Loans and Programs [5 Activities]
- Final Exam
- Iowa Real Estate Final Exam (240 questions)
- Course Completion
- Completion Affidavit
- Mandatory Questionnaire
- Mandatory Course Evaluation
- Certificate of Completion
