8 Hour SAFE Core and Kentucky Law 2019 MLO Package

$70.00

8 Hour Course

Course ID: 10749, 10775

Approved By: NMLS


Add to Cart (877) 724-6150

The 8 hours of content in this course will fulfill all of the education needed to renew your Kentucky license.

This course is broken down into 5 modules. Each module contains:

  • A section of training
  • An activity in which students will read a short scenario and then answer questions about the scenario
  • An assessment that consists of a five question quiz

The first module of the course focuses on federal laws and rules that apply to mortgage loans and mortgage loan originators. The federal regulations addressed in this portion of the course include the SAFE Act and the TILA-RESPA rule.

The second module of the course will cover ethics and consumer protection. Aside from ethics and ethical duties, this portion of the course will also talk about fraud in mortgage lending and fair lending practices.

The third module of the course will discuss non-traditional mortgage loan products like adjustable rate mortgages and reverse mortgages. Not only will this segment examine these types of mortgages, it will also look at some of the regulations governing them.

The national portion of this course will end with a 25 question final exam designed to test students on concepts from across the course.

We then focus in on Kentucky's laws and rules, beginning with information on licensing and renewals in Kentucky.

The bulk of the class focuses on the regulations licensed mortgage loan originators must abide by. Such topics discussed include prohibited acts and practices, the commissioner’s response to violations of statutes, and renewal information. Then, we will examine the Kentucky Residential Mortgage Fraud Act and see what constitutes as fraud and the repercussions of committing mortgage fraud.  

The state portion of the course ends with a 15 question final quiz.

  • Module 1 - National
    • BioSig Authentication - Beginning
    • Federal Law Update [12 Activities]
      • 01. Introduction to 3-Hour SAFE Federal Mortgage Law Class
      • 02. Outline of 3-Hour SAFE Federal Mortgage Law Class
      • 03. A Brief History of Mortgage Regulation
      • 04. S.A.F.E. Act
      • 05. Federal Agencies that Administer the SAFE Act
      • 06. Federal Agencies that Administer the SAFE Act, Part 2
      • 07. Federal Agencies that Administer the SAFE Act, Part 3
      • 08. Integrated Mortgage Disclosures
      • View Additional Activities
        • 09. TILA-RESPA Integrated Mortgage Disclosure (TRID)
        • 10. TILA-RESPA Integrated Mortgage Disclosure (TRID), Part 2
        • 11. Privacy of Consumer Financial Information
        • 12. End of the Class on Federal Mortgage Laws
    • Federal Law Update Case Study (1 questions)
    • Federal Law Update Quiz (5 questions)
  • Module 2 - National
    • BioSig Authentication - Middle #1
    • Ethics, Consumer Protection, and Fraud [6 Activities]
      • 01. Introduction to 2-Hour SAFE Ethics, Fraud, Consumer Protection, and Fair Lending Class
      • 02. Ethics in Mortgage Lending
      • 03. Ethical Duties
      • 04. Fraud, Part 1
      • 05. Fraud, Part 2
      • 06. Consumer Protection and Fair Lending Practices
    • Ethics, Consumer Protection, and Fraud Case Study (1 questions)
    • Ethics, Consumer Protection, and Fraud Quiz (5 questions)
  • Module 3 - National
    • BioSig Authentication - Middle #2
    • Nontraditional Mortgages [6 Activities]
      • 01. Introduction to 2-Hour SAFE Lending Standards for Nontraditional Mortgage Products Class
      • 02. Nontraditional Mortgage Loans
      • 03. Lending Standards for Adjustable Rate Mortgages
      • 04. Subprime and High-Cost Loans
      • 05. Reverse Mortgages
      • 06. End of 2-Hour SAFE Lending Standards for Nontraditional Mortgage Products Class
    • Nontraditional Mortgages Case Study (1 questions)
    • Nontraditional Mortgages Quiz (5 questions)
  • Final Exam - National
    • Final Exam (25 questions)
    • BioSig Authentication - End
  • Module 1 - Kentucky
    • BioSig Authentication - Beginning
    • Definitions and Requirements [3 Activities]
      • 01. Introduction to 1-Hour Kentucky State-Specific Education for Mortgage Loan Originators
      • 02. Requirements for Kentucky MLOs
      • 03. Kentucky Revised Statutes 286.8-255
    • Activity: Definitions and Requirements (1 questions)
    • Quiz: Definitions and Requirements (5 questions)
  • Module 2 - Kentucky
    • Kentucky Revised Statutes and the Kentucky Residential Mortgage Fraud Act [5 Activities]
      • 01. Important KRS 286.8 Sections for MLOs
      • 02. Important KRS Sections, Continued
      • 03. Kentucky Residential Mortgage Fraud Act
      • 04. KRS 286.8-090 Denial, Suspension, or Revocation of License/ Jurisdiction of Franklin Circuit Court
      • 05. End of the Class
    • Activity: Kentucky Revised Statutes and the Kentucky Residential Mortgage Fraud Act (1 questions)
    • Quiz: Kentucky Revised Statutes and the Kentucky Residential Mortgage Fraud Act (5 questions)
  • Course Completion
    • Final Quiz (15 questions)
    • BioSig Authentication - End
    • Mandatory Questionnaire
    • Certificate of Completion - National
    • Certificate of Completion - Kentucky
    • MLO CE Feedback

Instructor Bio


Mary Tillery real estate atyourpaceonline instructor
Mary Tillery, loan originator and Sales Manager at Guild Mortgage, in Grants Pass Oregon, has been actively involved in home lending since 1986. She has originated everything from first time homebuyers, to complex construction financing and reverse mortgages, besides all forms of more traditional lending. Mary combines her depth of knowledge with a sincere desire to know, love and serve her clients. She has been teaching home buying classes for 20+ years and loves to share her knowledge with not just her clients, but with people in the industry who are interested in growing.