This package of educational content is designed to provide Kentucky real estate professionals with the required 3 hours of law credit and an overview of important topics and concepts related to the financing of real estate transactions. This package will cover such topics as relevant lending laws, sources of funds, loans, government loan programs, and documents used in the financing of real estate transactions.

Course Format: Text

Credit Type: Elective, Laws/Rules

Course ID(s): 17904

Approved By: Real Estate Commission

  • Financing Regulations
    • Lending Laws [17 Activities]
      • 01. Introduction to Lending Laws (Video)
      • 02. Lending and Disclosures: Integrated Disclosures
      • 03. Lending and Disclosures: Integrated Disclosures - Part 2
      • 04. Lending and Disclosures: Integrated Disclosures - Part 3
      • 05. Lending and Disclosures: Integrated Disclosures - Part 4
      • 06. Lending and Disclosures: Truth in Lending Act
      • 07. Lending and Disclosures: Truth in Lending Act - Part 2
      • 08. Lending and Disclosures: Truth in Lending Act - Part 3
      • 09. Lending and Disclosures: Truth in Lending Act - Part 4
      • 10. Lending and Disclosures: The Real Estate Settlement Procedures Act
      • 11. Lending and Disclosures: The Real Estate Settlement Procedures Act - Part 2
      • 12. Lending and Disclosures: The Real Estate Settlement Procedures Act - Part 3
      • 13. Lending and Disclosures: The Real Estate Settlement Procedures Act - Part 4
      • 14. Lending and Disclosures: The Real Estate Settlement Procedures Act - Part 5
      • 15. Lending and Disclosures: Equal Credit Opportunity Act
      • 16. Fraud and Lending Practices
      • 17. Conclusion of Lending Laws [Video]
    • Incremental Quiz 1 (30 questions)
  • Types of Financing
    • Sources of Financing [6 Activities]
      • 01. Introduction to Sources of Financing (Video)
      • 02. Sources of Financing
      • 03. Down Payment Assistance Program
      • 04. Financial Markets
      • 05. Federal Monetary Control
      • 06. Conclusion (Video)
    • Loans & Loan Programs [3 Activities]
      • 01. General Concepts
      • 02. Loan Application Process
      • 03. Types of Loans
    • Government Loan Programs [5 Activities]
      • 01. Introduction to Government Loan Programs (Video)
      • 02. FHA
      • 03. VA
      • 04. Other Federal Programs
      • 05. Conclusion of Government Loan Programs??(Video)
    • Other Methods of Financing [5 Activities]
      • 01. Introduction to Other Methods of Financing (Video)
      • 02. Other Mortgages
      • 03. Sale and Leaseback
      • 04. Collateral Assignments
      • 05. Conclusion to Other Methods of Financing (Video)
    • Financing Documents [4 Activities]
      • 01. Introduction to Financing Documents (Video)
      • 02. Mortgages and Deeds of Trust
      • 03. Other Financing Documents
      • 04. Conclusion of Financing Documents??(Video)
    • Incremental Quiz 2 (30 questions)
    • Affidavit
  • Course Completion
    • Mandatory Questionnaire
    • Certificate of Completion
    • Guaranteed Next Business Day Reporting
Instructor Image

Instructor Bio

Sheri Wytcherley

Sheri Wytcherley is the instructor for many of our real estate courses. She is a chart-topping principal broker and has been a passionate real estate educator since 2012. See more details about Sheri's background here.