8 Hour North Carolina SAFE Comprehensive MLO Continuing Education Course


8 Hour Course

Course ID: 7363

Approved By: NMLS

Currently Unavailable (877) 724-6150

AYPO's 8-Hour North Carolina SAFE Comprehensive Mortgage Loan Originator (MLO) Continuing Education Course was created in order to enable North Carolina MLOs to obtain their continuing education needs in a convenient and easily accessible manner, covering both the federal aspects of mortgage loan origination as well as North Carolina-specific laws, regulations, and procedures. Among the many essential subjects covered in this course are in-depth looks into the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), the North Carolina SAFE laws, ethics for MLOs, fraud and consumer protection, lending standards for non-traditional mortgages, fraud and misrepresentation, subprime and high cost loans, and updates regarding laws, regulations, and enforcement powers in mortgage loan origination. We'll also take time to go over some of the ins and out of the Truth-In-Lending-Act and Real Estate Settlement Procedures Act (TILA-RESPA) Integrated Mortgage Disclosure Act (TRID). Additionally, in this course you'll find quizzes and activities designed to test and challenge your mortgage loan originating skills.

  • Module 1
    • Federal Mortgage Law [7 Activities]
      • 01. A Brief History of Mortgage Regulation
      • 02. S.A.F.E. Act
      • 03. Federal Agencies that Administer the SAFE Act
      • 04. Federal Agencies that Administer the SAFE Act, Part 2
      • 05. Federal Agencies that Administer the SAFE Act, Part 3
      • 06. TILA-RESPA Integrated Mortgage Disclosure (TRID)
      • 07. TILA-RESPA Integrated Mortgage Disclosure (TRID), Part 2
    • Case Study #1 (6 questions)
    • Quiz #1 (8 questions)
  • Module 2
    • Ethics, Fraud, Consumer Protection, & Fair Lending [6 Activities]
      • 01. Introduction to 2-Hour SAFE Ethics, Fraud, Consumer Protection, and Fair Lending Class
      • 02. Ethics in Mortgage Lending
      • 03. Ethical Duties
      • 04. Fraud, Part 1
      • 05. Fraud, Part 2
      • 06. Consumer Protection and Fair Lending Practices
    • Case Study #2 (7 questions)
    • Quiz #2 (8 questions)
  • Module 3
    • Lending Standards for Nontraditional Mortgage Products [4 Activities]
      • 01. Nontraditional Mortgage Loans
      • 02. Lending Standards for Adjustable Rate Mortgages
      • 03. Subprime and High-Cost Loan
      • 04. Reverse Mortgages
    • Case Study #3 (6 questions)
    • Quiz #3 (5 questions)
  • Module 4
    • State Specific Module [6 Activities]
      • 01. Introduction to 1-Hour North Carolina SAFE Laws, Regulations, and Standards for Mortgage Loan Originators
      • 02. The North Carolina Mortgage Loan Originator
      • 03. Licensing, Exemptions, and a Word about Seller Financing¬†
      • 04. License and registration requirements and Surety Bonds
      • 05. Prohibited Acts, Penalties, and Disciplinary Authority
      • 06. End of the Class
    • Case Study #4 (1 questions)
    • Quiz #4 (5 questions)
  • Final Exam
    • Final Exam (25 questions)
  • Course Completion
    • Mandatory Questionnaire
    • MLO CE Feedback
    • Certificate of Completion

Instructor Bio

Mary Tillery real estate atyourpaceonline instructor
Mary Tillery, loan originator and Sales Manager at Guild Mortgage, in Grants Pass Oregon, has been actively involved in home lending since 1986. She has originated everything from first time homebuyers, to complex construction financing and reverse mortgages, besides all forms of more traditional lending. Mary combines her depth of knowledge with a sincere desire to know, love and serve her clients. She has been teaching home buying classes for 20+ years and loves to share her knowledge with not just her clients, but with people in the industry who are interested in growing.