O/L-NC Federal Lending Laws

clock hour icon 4h course
Elective Credits Text Course Course Approval # 3608

This course is an examination of federal lending laws. It is designed to provide real estate professionals in North Carolina with 4 hours of elective continuing education content. The course will cover the major aspects of:

  • The Truth in Lending Act (TILA),
  • The Real Estate Settlement Procedures Act (RESPA),
  • The TILA-RESPA Integrated Disclosure Rule (TILA- RESPA Rule),
  • The Equal Credit Opportunity Act (ECOA), and
  • The Home Ownership and Equity Protection Act (HOEPA).

North Carolina Real Estate License Renewal Dates and Continuing Education Requirements

  • NC real estate agents need 8 hours of continuing education every year by June 10th in order to renew their license.
    • 4 hours are required to be on the General Update or BICUP courses. These hours can only come from classroom instruction
    • 4 hours are required to be on electives
  • Per 21 NCAC 58H .0404 (b) (c), all students must complete their online course within 30 days or before June 10th.
  • NAR Members: Cycle 7 begins Jan 1, 2022 and ends on Dec 31, 2024.
North Carolina Real Estate CE Video