Oregon Real Estate Consumer Protection (30Hrs)

$119.00

30 Hour Course

Course ID: 1505

Approved By: Oregon Real Estate Agency


Add to Cart 8777246150

We’ll start the course with the Law and Rule Required Course, which covers the latest changes to Oregon statutes and administrative code that affect real estate professionals. This will primarily focus on changes to the treatment of clients’ trust accounts and advertising regulations.

Next we’ll talk about basic real property law, including forms of ownership and issues related to land rights. The topic of agency will follow, reviewing the duties and responsibilities of the parties in an agency relationship. We’ll also discuss the role of a broker when it comes to supervision and management of client trust accounts.

We’ll move on with a discussion of ethics: what they are, why they matter, and how they apply in the real estate realm. Then we’ll talk about errors and omissions that real estate professionals can be liable for without the right type of coverage.

Next, we’ll move on to a discussion of advertising. This will include the laws and rules that licensees need to observe in their marketing, as well as offer guidelines and ideas for promoting services and creating an advertising plan. This section will also address the serious issues of fraud and misrepresentation.

After that we’ll review the essential topic of fair housing laws and anti-discrimination statutes. These are important to understand in order to maintain positive tenant relations. We’ll then cover some general guidelines for effective supervision and management of an office, including establishing office policies and procedures.

Our final section of the course will focus on finance-related concerns. After reviewing the basics, we’ll practice some basic math that’s important for transaction and loan calculations. We’ll review the different methods of valuation that can be used on a property, and the many sources that offer financing, including government loan programs and some more non traditional sources. We’ll also go over financing documents that are important to understand, and talk about the different types of foreclosures, and what recourse owners have when they are threatened with it.

The class on real estate investment will help licensees learn how to counsel potential investors who are interested in buying real estate and help them develop a strategy. Finally, we’ll review the appropriate procedures for financial records and reports before concluding the class.

  • LARRC
    • Changes to Real Estate Practice in Oregon [15 Activities]
      • 01. Definitions (ORS 696.010)
      • 02. Licensing (ORS 696.022)
      • 03. Business Names and Systems (ORS 696.026)
      • 04. Real Estate Business (ORS 696.030)
      • 05. Limited Licenses, CE Providers, and More
      • 06. Handling Clients� Trust Accounts
      • 07. Documentation for Clients� Trust Accounts
      • 08. Real Estate Businesses and Compensation
      • 09. Violations and Business Relationships
      • 10. Legal Actions for Compensation and Terminology
      • View Additional Activities
        • 11. Oregon Administrative Rules Divisions 1-14
        • 12. Oregon Administrative Rules Divisions 15 and 20
        • 13. Oregon Administrative Rules Divisions 24-50
        • 14. Disciplinary Actions: Unlicensed Activity and Reprimands
        • 15. Disciplinary Actions: Suspensions and Revocations
  • Ethical Standards for Brokers
    • Basics of Real Property Law [10 Activities]
      • 01. Introduction to Basics of Real Estate Law (Video)
      • 02. Basic Real Property Law
      • 03. Forms of Ownership and Types of Estates
      • 04. Forms of Ownership (Video)
      • 05. Common Interest Ownership
      • 06. Types of Trusts
      • 07. Commercial, Industrial, and Income Property
      • 08. Land Rights
      • 09. Other Elements of Real Estate Law
      • 10. Conclusion of Basics of Real Property Law (Video)
    • Real Estate Agency [11 Activities]
      • 01. Introduction to the Common Law of Agency (Video)
      • 02. Introduction to Agency
      • 03. Formation of an Agency Relationship (Video)
      • 04. Parties to an Agency Agreement
      • 05. Creation of an Agency Relationship
      • 06. Types of Authority
      • 07. Types of Agency
      • 08. Responsibilities of the Parties and Termination
      • 09. Real Estate Agents (Video)
      • 10. Agency in the Real Estate Industry
      • View Additional Activities
        • 11. Conclusion (Video)
    • Role of a Broker [9 Activities]
      • 01. Introduction to Role of Agent (Video)
      • 02. The Basic Role of the Real Estate Broker
      • 03. Supervision and Management
      • 04. Related Issues
      • 05. Topics Related to the Practice of Real Estate
      • 06. Client Trust Accounts (Video)
      • 07. Client Trust Accounts
      • 08. Service to Your Client
      • 09. Conclusion of Role of a Broker (Video)
    • Ethics for Real Estate Professionals [13 Activities]
      • 01. Introduction to Ethics for Real Estate Professionals (Video)
      • 02. What is Ethics?
      • 03. Ethical Concepts and Terminology
      • 04. Why Ethics Matter (Video)
      • 05. Why Ethics Matter
      • 06. Duties of a Real Estate Agent (Video)
      • 07. Ethical Duties
      • 08. Ethical Duties – Part 2
      • 09. Ethical Duties – Part 3
      • 10. Practicing Within Area of Competence
      • View Additional Activities
        • 11. Ethical Situations (Video)
        • 12. Ethical Situations
        • 13. Conclusion of Ethics for Real Estate Professionals (Video)
    • Errors and Omissions [8 Activities]
      • 01. Introduction to Errors and Omissions (Video)
      • 02. Errors and Omissions
      • 03. Common Types of Problems
      • 04. Common Types of Problems - Part 2
      • 05. Common Types of Problems - Part 3
      • 06. Prevention and Mitigation (Video)
      • 07. Protection
      • 08. Conclusion of Errors and Omissions (Video)
    • Advertising [15 Activities]
      • 01. Introduction to Advertising (Video)
      • 02. Promoting Your Business and Services
      • 03. Promoting Your Business and Services - Part 2
      • 04. Creating an Advertising Plan
      • 05. Developing Your Professional Image
      • 06. Public Relations
      • 07. Fraud Issues: Puffing and Misrepresentations
      • 08. Technology Issues in Advertising and Marketing
      • 09. Relations Between Competitors
      • 10. Antitrust Laws
      • View Additional Activities
        • 11. Antitrust Laws - Part 2
        • 12. Fair Housing Laws
        • 13. Fair Housing Laws - Part 2
        • 14. Fair Housing Laws - Part 3
        • 15. Conclusion of Advertising (Video)
    • Fair Housing [11 Activities]
      • 01. Introduction to Fair Housing (Video)
      • 02. Introduction to Fair Housing
      • 03. Beginnings of Fair Housing (Video)
      • 04. History of Fair Housing
      • 05. Impact of Fair Housing on the Real Estate Professional (Video)
      • 06. Impact of Fair Housing on the Real Estate Professional
      • 07. Reaction of the Real Estate Profession to Fair Housing Laws
      • 08. Overview of the Fair Housing Act (Video)
      • 09. Overview of the Fair Housing Act
      • 10. Other Civil Rights Laws that Impact Fair Housing
      • View Additional Activities
        • 11. Fair Housing-Related Presidential Executive Orders
    • Anti-Discrimination Laws [4 Activities]
      • 01. Introduction to Anti-Discrimination Laws (Video)
      • 02. Fair Housing and Anti-Discrimination Statutes
      • 03. Fair Credit Reporting Act
      • 04. Conclusion of Anti-Discrimination Laws (Video)
    • Tenant Relations [4 Activities]
      • 01. Introduction to Tenant Relations (Video)
      • 02. Tenant Rights
      • 03. Tenant Relations
      • 04. Conclusion of Tenant Relations (Video)
    • Office Policies and Procedures [5 Activities]
      • 01. Introduction to Office Policy and Procedures (Video)
      • 02. Office Policy and Procedures
      • 03. Use of an Office Policy Manual
      • 04. Setting out Grievance Procedures
      • 05. Conclusion of Office Policies and Procedures (Video)
    • Supervision and Management [5 Activities]
      • 01. Introduction to Supervision and Management (Video)
      • 02. Characteristics of Successful Management
      • 03. The Functions of Management
      • 04. The Employer-Employee Relationship vs Independent Contractor Relationship
      • 05. Conclusion of Supervision and Management (Video)
  • Financial Concerns
    • Real Estate Finance Basics [10 Activities]
      • 01. Introduction to Real Estate Finance Basics (Video)
      • 02. Government Loan Programs
      • 03. Government Loan Programs - Part 2
      • 04. Government Loan Programs - Part 3
      • 05. Mortgages and Deeds of Trust
      • 06. Other Mortgages
      • 07. Sale and Leaseback
      • 08. Collateral Assignments
      • 09. Other Financing Documents
      • 10. Conclusion of Real Estate Financing (Video)
    • Mathematics for Real Estate [9 Activities]
      • 01. Introduction to Real Estate Mathematics (Video)
      • 02. How is Mathematics Used in Real Estate?
      • 03. General Math Concepts
      • 04. Calculations for Valuation
      • 05. Appreciation and Depreciation
      • 06. Calculations for Transactions
      • 07. Lending Calculations
      • 08. Lending Calculations - Part 2
      • 09. Conclusion of Real Estate Mathematics (Video)
    • Valuation [5 Activities]
      • 01. Introduction to Valuation (Video)
      • 02. Value
      • 03. Methods of Estimating Value
      • 04. Appraisal Process
      • 05. Conclusion of Valuation (Video)
    • Sources of Financing [6 Activities]
      • 01. Introduction to Sources of Financing (Video)
      • 02. Sources of Financing
      • 03. Down Payment Assistance Program
      • 04. Financial Markets
      • 05. Federal Monetary Control
      • 06. Conclusion (Video)
    • Loans and Programs [5 Activities]
      • 01. Introduction to Loans and Loan Programs (Video)
      • 02. General Concepts
      • 03. Loan Application Process
      • 04. Types of Loans
      • 05. Conclusion to Loans and Loan Programs (Video)
    • Government Loan Programs [6 Activities]
      • 01. Introduction to Government Loans (Video)
      • 02. FHA
      • 03. VA
      • 04. Other Federal Programs
      • 05. ODVA
      • 06. Conclusion to Government Loan Programs (Video)
    • Other Methods of Financing [5 Activities]
      • 01. Introduction to Other Methods of Financing (Video)
      • 02. Other Mortgages
      • 03. Sale and Leaseback
      • 04. Collateral Assignments
      • 05. Conclusion to Other Methods of Financing (Video)
    • Financing Documents [3 Activities]
      • 01. Introduction to Financing Documents (Video)
      • 02. Mortgages and Deeds of Trust
      • 03. Other Financing Documents
    • Foreclosure [9 Activities]
      • 01. Introduction to Foreclosure (Video)
      • 02. What is Foreclosure
      • 03. Loan Default – Where Foreclosure Begins
      • 04. Judicial Foreclosure
      • 05. Strict Foreclosure
      • 06. Foreclosure by Power of Sale (Video)
      • 07. Foreclosure by Power of Sale
      • 08. Alternatives and Remedies for Foreclosure
      • 09. Conclusion of Foreclosure (Video)
    • Real Estate Investment [7 Activities]
      • 01. Overview of Real Estate Investment
      • 02. Types of Investment Properties
      • 03. Investment Timing
      • 04. Developing an Investment Strategy
      • 05. Disclosure Laws
      • 06. Real Estate Syndication
      • 07. Real Estate Securities
    • Financial Records [6 Activities]
      • 01. Introduction to Financial Records (Video)
      • 02. Financial Records
      • 03. Clients’ Trust Account 
      • 04. Responsibility for Trust Monies
      • 05. Use of The Trust Account
      • 06. Conclusion of Financial Records (Video)
    • Financial Reports [4 Activities]
      • 01. Introduction to Financial Reports (Video)
      • 02. Financial Reports
      • 03. Financial Reports: Part 2
      • 04. Conclusion of Financial Reports (Video)
  • Course Conclusion
    • Mandatory Questionnaire
    • LARRC Certificate
    • Consumer Protection Certificate

Instructor Bio


sheri wytcherley real estate atyourpaceonline
Sheri has been an online instructor for AYPO's Real Estate education classes for over 5 years and is a licensed real estate instructor across the United States.

Growing up in a military family, Sheri became very patriotic, developed an adventurous spirit, and grew passionate about helping people.

In 2005 Sheri became a principal broker and opened Oregon Ranch & Home Real Estate in order to better serve her clients. She received the honor of being ranked #5 in Southern Oregon for dollar volume sold for 2008, during one of the most challenging years the market has seen in decades.

"Common sense, integrity, and a quick wit. These are qualities I admire".