8 Hour Pennsylvania SAFE Comprehensive MLO Continuing Education Course

$71.00

8 Hour Course

Course ID: 7350

Approved By: NMLS


Add to Cart 8777246150

Our 8-Hour Pennsylvania SAFE Comprehensive Mortgage Loan Originator (MLO) Continuing Education Course is designed specifically for MLOs in Pennsylvania needing to meet their continuing education needs required. Our course covers both the state and federal aspects of mortgage loan origination, including Pennsylvania-specific laws, regulations, and procedures. This course focuses on many of the most critical areas of MLO activities, including in-depth looks into the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), the Pennsylvania version of the SAFE Act, ethics for MLOs, fraud and consumer protection, lending standards for non-traditional mortgages, and updates regarding laws, regulations, and enforcement powers in mortgage loan origination. We'll also take time to catch up with changes initiated by the Truth-In-Lending-Act and Real Estate Settlement Procedures Act (TILA-RESPA) Integrated Mortgage Disclosure Act (TRID). Plus, in this course, you'll find quizzes and activities crafted to test and challenge your mortgage loan originating skills.

  • Module 1
    • Federal Mortgage Law [7 Activities]
      • 01. A Brief History of Mortgage Regulation
      • 02. S.A.F.E. Act
      • 03. Federal Agencies that Administer the SAFE Act
      • 04. Federal Agencies that Administer the SAFE Act, Part 2
      • 05. Federal Agencies that Administer the SAFE Act, Part 3
      • 06. TILA-RESPA Integrated Mortgage Disclosure (TRID)
      • 07. TILA-RESPA Integrated Mortgage Disclosure (TRID), Part 2
    • Case Study #1 (6 questions)
    • Quiz #1 (8 questions)
  • Module 2
    • Ethics, Fraud, Consumer Protection, & Fair Lending [6 Activities]
      • 01. Introduction to 2-Hour SAFE Ethics, Fraud, Consumer Protection, and Fair Lending Class
      • 02. Ethics in Mortgage Lending
      • 03. Ethical Duties
      • 04. Fraud, Part 1
      • 05. Fraud, Part 2
      • 06. Consumer Protection and Fair Lending Practices
    • Case Study #2 (7 questions)
    • Quiz #2 (8 questions)
  • Module 3
    • Lending Standards for Nontraditional Mortgage Products [4 Activities]
      • 01. Nontraditional Mortgage Loans
      • 02. Lending Standards for Adjustable Rate Mortgages
      • 03. Subprime and High-Cost Loan
      • 04. Reverse Mortgages
    • Case Study #3 (6 questions)
    • Quiz #3 (5 questions)
  • Module 4
    • State Specific Module [8 Activities]
      • 01. Introduction to 1-Hour Pennsylvania SAFE Laws & Regulations for Mortgage Loan Originators
      • 02. Regulatory Structure
      • 03. The Mortgage Licensing Act of 2008
      • 04. Violations and Procedures
      • 05. Investigation and Penalties
      • 06. The Loan Interest and Protection Law
      • 07. The Housing Finance Agency Law
      • 08. Conclusion
    • Case Study #4 (1 questions)
    • Quiz #4 (5 questions)
  • Final Exam
    • Final Exam (25 questions)
  • Course Completion
    • Mandatory Questionnaire
    • Certificate of Completion
    • Course Feedback Survey

Instructor Bio


Mary Tillery real estate atyourpaceonline instructor
Mary Tillery, loan originator and Sales Manager at Guild Mortgage, in Grants Pass Oregon, has been actively involved in home lending since 1986. She has originated everything from first time homebuyers, to complex construction financing and reverse mortgages, besides all forms of more traditional lending. Mary combines her depth of knowledge with a sincere desire to know, love and serve her clients. She has been teaching home buying classes for 20+ years and loves to share her knowledge with not just her clients, but with people in the industry who are interested in growing.