8 Hour SAFE Comprehensive 2019 MLO CE Texas


8 Hour Course

Course ID: 10751

Approved By: NMLS

4.6 10 Reviews

Add to Cart (877) 724-6150

The eight hours of content in this course will train mortgage loan originators in Texas on the important aspects of mortgage lending including reverse mortgages, relevant federal laws, consumer protection, and loan products. The course is divided up into four modules, each taking on a major topic area.

This course will provide all of the education needed to renew your Texas license.

This course is broken down into 4 modules. Each module contains:

  • A section of training
  • An activity in which students will read a short scenario and then answer questions about the scenario
  • An assessment that consists of a five question quiz

The first module of the course focuses on federal laws and rules that apply to mortgage loans and mortgage loan originators. The federal regulations addressed in this portion of the course include the SAFE Act and the TILA-RESPA rule.

The second module of the course will cover ethics and consumer protection. Aside from ethics and ethical duties, this portion of the course will also talk about fraud in mortgage lending and fair lending practices.

The third module of the course will discuss non-traditional mortgage loan products like adjustable rate mortgages and reverse mortgages. Not only will this segment examine these types of mortgages, it will also look at some of the regulations governing them.

The final module explains reverse mortgages, and provides the mortgage loan originator with a solid foundation of knowledge on the subject. Topics covered are what reverse mortgages are, the proceeds that come from them, the regulations that govern them, and scams to watch out for.

The course will end with a 25 question final exam designed to test students on concepts from across the course.

  • Module 1
    • Federal Law Update [12 Activities]
      • 01. Introduction to 3-Hour SAFE Federal Mortgage Law Class
      • 02. Outline of 3-Hour SAFE Federal Mortgage Law Class
      • 03. A Brief History of Mortgage Regulation
      • 04. S.A.F.E. Act
      • 05. Federal Agencies that Administer the SAFE Act
      • 06. Federal Agencies that Administer the SAFE Act, Part 2
      • 07. Federal Agencies that Administer the SAFE Act, Part 3
      • 08. Integrated Mortgage Disclosures
      • View Additional Activities
        • 09. TILA-RESPA Integrated Mortgage Disclosure (TRID)
        • 10. TILA-RESPA Integrated Mortgage Disclosure (TRID), Part 2
        • 11. Privacy of Consumer Financial Information
        • 12. End of the Class on Federal Mortgage Laws
    • Activity: Federal Law Update (1 questions)
    • Quiz: Federal Law Update (5 questions)
  • Module 2
    • BioSig Authentication - Middle #1
    • Ethics, Consumer Protection, and Fraud [6 Activities]
      • 01. Introduction to 2-Hour SAFE Ethics, Fraud, Consumer Protection, and Fair Lending Class
      • 02. Ethics in Mortgage Lending
      • 03. Ethical Duties
      • 04. Fraud, Part 1
      • 05. Fraud, Part 2
      • 06. Consumer Protection and Fair Lending Practices
    • Activity: Ethics, Consumer Protection, and Fraud (1 questions)
    • Quiz: Ethics, Consumer Protection, and Fraud (5 questions)
  • Module 3
    • BioSig Authentication - Middle #2
    • Nontraditional Mortgages [6 Activities]
      • 01. Introduction to 2-Hour SAFE Lending Standards for Nontraditional Mortgage Products Class
      • 02. Nontraditional Mortgage Loans
      • 03. Lending Standards for Adjustable Rate Mortgages
      • 04. Subprime and High-Cost Loans
      • 05. Reverse Mortgages
      • 06. End of 2-Hour SAFE Lending Standards for Nontraditional Mortgage Products Class
    • Activity: Nontraditional Mortgages (1 questions)
    • Quiz: Nontraditional Mortgages (5 questions)
  • Module 4
    • Reverse Mortgages [6 Activities]
      • 01. Introduction
      • 02. What is a Reverse Mortgage?
      • 03. Reverse Mortgage Proceeds
      • 04. Regulations Governing Reverse Mortgages
      • 05. Reverse Mortgage Scams
      • 06. Conclusion
    • Activity: Reverse Mortgages (1 questions)
    • Quiz: Reverse Mortgages (5 questions)
  • Course Completion
    • Final Exam (25 questions)
    • BioSig Authentication - End
    • Mandatory Questionnaire
    • Certificate of Completion
    • MLO CE Feedback

Instructor Bio

Mary Tillery real estate atyourpaceonline instructor
Mary Tillery, loan originator and Sales Manager at Guild Mortgage, in Grants Pass Oregon, has been actively involved in home lending since 1986. She has originated everything from first time homebuyers, to complex construction financing and reverse mortgages, besides all forms of more traditional lending. Mary combines her depth of knowledge with a sincere desire to know, love and serve her clients. She has been teaching home buying classes for 20+ years and loves to share her knowledge with not just her clients, but with people in the industry who are interested in growing.

Course Reviews

September 8th, 2019

September 2nd, 2019
course easy to navigate great materials, easy to understand

August 28th, 2019
Maybe add a little more time before before having to log in so often.

August 16th, 2019
Perfect course outline -thank you

September 3rd, 2019
Biggest issue I had was the program kept timing out on me. I moved my mouse and clicked, but did not help. Very frustrating as this was not an issue when I took the course last year.

September 14th, 2019
The course itself is fine, however, there has to be something fixed about login the user out so often when they are active in the class.

September 12th, 2019

August 29th, 2019

August 18th, 2019

July 13th, 2019