8 Hour SAFE Comprehensive 2018 MLO CE


8 Hour Course

Course ID: 7904

Approved By: NMLS

4.6 56 Reviews

Add to Cart (877) 724-6150

Our Texas 8-Hour SAFE Comprehensive Mortgage Loan Originator (MLO) Continuing Education Course was developed specifically to help Texas MLOs meet their continuing education requirements with a smartly organized and professionally presented continuing education package. In this presentation, we'll cover both Texas and federal aspects of mortgage loan origination, as well as focus on several crucial subjects including the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), ethics for MLOs, fraud and consumer protection, lending standards for non-traditional mortgages, subprime loans, and reverse mortgages. And, we'll provide updates regarding Texas laws, regulations, and enforcement powers in mortgage loan origination. We'll also spend time updating and reviewing changes stemming from the Truth-In-Lending-Act and Real Estate Settlement Procedures Act (TILA-RESPA) Integrated Mortgage Disclosure Act (TRID). And, to top it all off, we've provided a variety of quizzes and activities designed to challenge and improve your mortgage loan originating skills.

This course will expire on 6/30/2019. You must complete the course by this date in order to receive credit.

  • Module 1
    • Federal Law Update [24 Activities]
      • 01. 3 Hour SAFE Federal Law Update Module for 2018 for MLOs
      • 02. Where We're Going
      • 03. A History of Home Mortgages Up to the 1960s
      • 04. Equalizing Mortgage Opportunities and Deregulation
      • 05. Mortgages in the New Millennium and the 2008 Recession
      • 06. The SAFE Act and Registration of MLOs
      • 07. Rules for Mortgage Loan Originators
      • 08. Requirements for State Licensing and Registration of MLOs
      • View Additional Activities
        • 09. MLOs Must be Unique - (12CFR1007.105)
        • 10. The Consumer Financial Protection Bureau and its Function
        • 11. Administrative Tools Under the SAFE Act
        • 12. Regulation Z and ATR
        • 13. Qualified Mortgage Standard Under Regulation Z
        • 14. Examination Procedures for Mortgage Origination
        • 15. Loan Originator Compensation Rules under TILA
        • 16. Other Rules Under the SAFE Act
        • 17. Governing the Licensing and Registration of MLOs
        • 18. Integrated Mortgage Disclosures
        • 19. Disclosures Prior to October 3, 2015
        • 20. Disclosures Under TILA-RESPA After October 3, 2015
        • 21. More Information on Disclosures
        • 22. Average Costs and Tolerances for TRID
        • 23. Examples of Fees and Tolerances
        • 24. Conclusion of Class on Federal Mortgage Laws For MLOs
    • Federal Law Update Case Study (6 questions)
    • Federal Law Update Quiz (5 questions)
  • Module 2
    • BioSig Authentication - Middle#1
    • Ethics, Consumer Protection, and Fraud [18 Activities]
      • 01. Module 2: 3 Hour SAFE Ethics, Consumer Protection, and Fraud for 2018
      • 02. Consumer Protection and Fair Lending Practices
      • 03. The Mortgage Lending Industry and Ethics
      • 04. A Crisis of Trust for MLOs
      • 05. Principles of Ethics
      • 06. An Understanding of What Ethics is Not
      • 07. Ethical Duties
      • 08. Approaches to Ethical Decision Making
      • View Additional Activities
        • 09. Sample Codes of Ethics
        • 10. The Ability to Repay/Qualified Mortgage Rule
        • 11. Fraud for Mortgage Loan Originators
        • 12. The Current State of Mortgage Fraud in America
        • 13. Mortgage Fraud Broken Down
        • 14. Fraud by Those Outside the Industry
        • 15. Fraud by Those Within the Industry
        • 16. Scams and Other Frauds
        • 17. Ending Mortgage Fraud
        • 18. Conclusion to 3 Hour SAFE Ethics, Consumer Protection, and Fraud Module for 2018
    • Ethics, Consumer Protection, and Fraud Case Study (6 questions)
    • Ethics, Consumer Protection, and Fraud Quiz (5 questions)
  • Module 3
    • BioSig Authentication - Middle#2
    • Nontraditional Mortgages [9 Activities]
      • 01. Module 3: 2 Hour SAFE Nontraditional Mortgages 2018 Module
      • 02. Nontraditional Mortgage Loans
      • 03. Reverse Mortgages
      • 04. 2017 Overhaul of the HECM Program
      • 05. Subprime Loans
      • 06. High-Cost Mortgages
      • 07. Adjustable-Rate Mortgages
      • 08. Lending Standards for Adjustable Rate Mortgages
      • 09. End of 2018 Nontraditional Mortgage Products 2 Hour Module
    • Nontraditional Mortgages Case Study (6 questions)
    • Nontraditional Mortgages Quiz (5 questions)
  • Course Completion
    • BioSig Authentication - End
    • Final Exam (25 questions)
    • Mandatory Questionnaire
    • Certificate of Completion
    • MLO CE Feedback

Instructor Bio

Mary Tillery real estate atyourpaceonline instructor
Mary Tillery, loan originator and Sales Manager at Guild Mortgage, in Grants Pass Oregon, has been actively involved in home lending since 1986. She has originated everything from first time homebuyers, to complex construction financing and reverse mortgages, besides all forms of more traditional lending. Mary combines her depth of knowledge with a sincere desire to know, love and serve her clients. She has been teaching home buying classes for 20+ years and loves to share her knowledge with not just her clients, but with people in the industry who are interested in growing.

Course Reviews

January 23rd, 2019
Great system, easy to navigate, thank you!

December 24th, 2018
So far, best course I've used for CE

December 17th, 2018
Very Informative

December 6th, 2018
I entered a typo on license number

November 27th, 2018
audio would be nice to have maybe video too

November 27th, 2018
Good course, right on the money.

November 26th, 2018
This was great! Current and Relevant

November 6th, 2018
This course had a lot of reading.. Maybe helpful if it also included audio.

November 6th, 2018
it was a great course

November 1st, 2018
This was a great course for anyone who prefers to actually read, review the material, and learn or refresh themselves about the latest updates. This is absolutely one of the best NMLS-approved courses that I have seen for the price it is being offered. Thanks!

October 23rd, 2018
Great & smooth process! I'm satisfied with the way it flowed.

October 18th, 2018
Good course

September 8th, 2018
loved it

September 4th, 2018
This was a good class. The help desk was very helpful when assisting me with the bio-sig

September 2nd, 2018
The bio sigs are too dang sensitive....you need to take that out and just make it a passcode

September 2nd, 2018
The Biosig is to sensitive. I had to get an authenticity code twice while doing the course.

September 2nd, 2018
The bio signature is wayyyyy to sensitive, resulting in multiple attempts, and getting locked out.

August 20th, 2018
the course was good, but the case studies were too long

July 25th, 2018
Easy self-paced program

January 3rd, 2019

December 6th, 2018

November 3rd, 2018
Some of the test questions are misleading and a few are incorrect as they pertain to state law and I’m assuming your wanting answers to just the material instead. Fyi

December 16th, 2018
Everything with the course was great except an issue that kept logging me out of the system. It was not a timeout/inactivity delay because many times it was while I was reading the lesson or clicking to the next page with no more than a 30 second delay. When logging back in it was difficult to find exactly what page I left off on.

December 10th, 2018
read my other review!!!!

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