8-Hour West Virginia SAFE Comprehensive MLO Continuing Education Course


8 Hour Course

Course ID: 7347

Approved By: NMLS

Currently Unavailable (877) 724-6150

Our 8-Hour West Virginia SAFE Comprehensive Mortgage Loan Originator (MLO) Continuing Education Course is specifically designed for MLOs in West Virginia needing to meet their continuing education needs. The course covers the state and federal aspects of mortgage loan origination, including West Virginia-specific laws, regulations, and procedures. The subjects focused on here include many of the most critical regulations pertaining to mortgage loan origination, such as the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), the West Virginia version of the SAFE Act, ethics for MLOs, fraud and consumer protection, subprime and high cost loans, lending standards for non-traditional mortgages, and reverse mortgages. We'll also take time to discuss the impact of the Truth-In-Lending-Act and Real Estate Settlement Procedures Act (TILA-RESPA) Integrated Mortgage Disclosure Act (TRID). And, to cap it all off, we've provided quizzes and activities crafted to test and challenge your mortgage loan originating skills.

  • Module 1
    • Federal Mortgage Law [7 Activities]
      • 01. A Brief History of Mortgage Regulation
      • 02. S.A.F.E. Act
      • 03. Federal Agencies that Administer the SAFE Act
      • 04. Federal Agencies that Administer the SAFE Act, Part 2
      • 05. Federal Agencies that Administer the SAFE Act, Part 3
      • 06. TILA-RESPA Integrated Mortgage Disclosure (TRID)
      • 07. TILA-RESPA Integrated Mortgage Disclosure (TRID), Part 2
    • Case Study #1 (6 questions)
    • Quiz #1 (8 questions)
  • Module 2
    • Ethics, Fraud, Consumer Protection, & Fair Lending [6 Activities]
      • 01. Introduction to 2-Hour SAFE Ethics, Fraud, Consumer Protection, and Fair Lending Class
      • 02. Ethics in Mortgage Lending
      • 03. Ethical Duties
      • 04. Fraud, Part 1
      • 05. Fraud, Part 2
      • 06. Consumer Protection and Fair Lending Practices
    • Case Study #2 (7 questions)
    • Quiz #2 (8 questions)
  • Module 3
    • Lending Standards for Nontraditional Mortgage Products [4 Activities]
      • 01. Nontraditional Mortgage Loans
      • 02. Lending Standards for Adjustable Rate Mortgages
      • 03. Subprime and High-Cost Loan
      • 04. Reverse Mortgages
    • Case Study #3 (6 questions)
    • Quiz #3 (5 questions)
  • Module 4
    • State Specific Module [5 Activities]
      • 01. Introduction to 1-Hour WV SAFE Laws & Regulations for Mortgage Loan Originators
      • 02. West Virginia SAFE Mortgage Licensing Act
      • 03. Other State Laws and Regulations
      • 04. Recent Developments for MLOs
      • 05. End of the Class
    • Case Study #4 (1 questions)
    • Quiz #4 (5 questions)
  • Final Exam
    • Final Exam (25 questions)
  • Course Completion
    • Mandatory Questionnaire
    • MLO CE Feedback
    • Certificate of Completion

Instructor Bio

Mary Tillery real estate atyourpaceonline instructor
Mary Tillery, loan originator and Sales Manager at Guild Mortgage, in Grants Pass Oregon, has been actively involved in home lending since 1986. She has originated everything from first time homebuyers, to complex construction financing and reverse mortgages, besides all forms of more traditional lending. Mary combines her depth of knowledge with a sincere desire to know, love and serve her clients. She has been teaching home buying classes for 20+ years and loves to share her knowledge with not just her clients, but with people in the industry who are interested in growing.