General MLO Continuing Education Requirements
The 2008 Secure and Fair Enforcement for Mortgage Licensing (SAFE) Act requires licensed MLOs in every state to take eight hours of NMLS-approved continuing education (CE) every year.* The eight hours must include:
- Two hours of ethics training
- Three hours on relevant federal law and regulation
- Two hours on lending standards for nontraditional mortgage products
- One hour of NMLS-approved elective training
Some states require MLOs to complete more than eight hours of education. In those cases, our state-specific MLO CE courses can help you satisfy your state's education requirements.
*Late CE Note: If you miss your renewal deadline, you must choose the courses designated as "Late CE."